Crypto News on July 31: Bitcoin rose, GRVT rose 62%, BANK fell 57%

CLARITY Act, Cardano, Coinbase, Bitcoin and Today's Top 15 Crypto Market News

Overall Crypto Market News on July 31, 2026: The total market value rose 1.4% to reach US$2.3 trillion. The decentralized finance (DeFi) sector strengthened and Bitcoin prices rebounded. Regulatory developments, security incidents, institutional trends and application progress together dominate market sentiment.

24-hour review of the crypto market: prices, trading volumes and trends

The total market value of the global cryptocurrency market today reached US$2.3 trillion, with an overall increase of 1.4% in the past 24 hours, and total trading volume recorded US$57.99 billion. Bitcoin (BTC)'s market dominance remains solid, accounting for 56.3%, and Ethereum (ETH) accounts for 10%. In the past day, Layer 2 (L2) and the XRP Ledger ecosystem were the sectors with the largest increases.

Bitcoin (BTC) and Ethereum (ETH) price analysis

(Note: Historically, BTC and ETH are generally regarded as relatively volatile assets, but risks still exist. Data comes from official market data at 1:30 UTC on July 31, 2026.)

Bitcoin (BTC) reached US$65,023.82 today, up 2.09% in the past 24 hours, with transaction volume of US$26.6 billion and market value of US$1.3 trillion.

Ethereum (ETH) today's price was US$1,927.90, up 1.23% in 24 hours, with trading volume of US$8.24 billion and a market value of US$232.7 billion.

24-hour popular cryptocurrency prices

(Hot trend data is based on a combination of 24-hour price changes, trading volume and market trend indicators.)

Bitcoin (BTC) price: $64,770.12, up 1.8% in the past 24 hours, with transaction volume of $26.17 billion.

Invesco QQQ Trust tokenized product (QQB) price: US$690.21, up 3.5%, with transaction volume of US$106.72 million.

Grvt (GRVT) price: US$0.2436, surged 62.44%, with trading volume of US$246.2 million.

Unitas (UP) price: US$0.3044, up 0.83%, with trading volume of US$133.26 million.

Lorenzo Protocol (BANK) price: US$0.07376, down 57.82%, with trading volume of US$390.94 million.

The top three cryptocurrencies with increases in 24 hours (ranked by 24-hour percentage increase)

Uniswap (UNI) price today: US$4.45, up 12.14%, trading activity was US$388.92 million.

Aggressive (INJ) price today: US$5.05, up 10.13%, with trading activity of US$74.33 million.

PancakeSwap (CAKE) Today's price: US$1.46, up 6.21%, trading activity 39.42 million.

The top three cryptocurrencies with declines in 24 hours (ranked by 24-hour percentage decline)

MemeCore (M) price: US$0.9883, down 13.24%, with trading activity approximately US$10.6 million.

XDC Network (XDC) price: US$0.02634, down 2.74%, trading activity was approximately US$8.57 million.

Arbitrum (ARB) price: US$0.07749, down 1.57%, trading activity was approximately US$36.81 million.

Stability coin and DeFi market dynamics

(Data is derived from market data at 1:30 UTC on July 31, 2026)

There have been no significant negative changes in the stablecoin market in the past 24 hours, with a total market value of US$301 billion and a transaction volume of US$52.7 billion.

The overall decentralized finance (DeFi) market has risen 2.6% in the past 24 hours, with a market capitalization of US$62.74 billion and trading volume of US$32 billion. DeFi's dominant position in the global market is 4.1%.

Today's Cryptocurrency Fear and Greed Index

Today's Fear and Greed Index is 25 (Extreme Fear), which is lower than yesterday's 28 and last week's levels, indicating weakening market sentiment. The index is still above last month's 11, indicating that fears have eased from previous extreme lows, but investors remain cautious.

Today's Top 15 Crypto Market News on July 31, 2026

(Note: All the following developments affect traders and need to be closely watched as they involve liquidity, market sentiment and potential returns.)

1. SEC ready to take action on crypto rules: SEC Chairman Paul Atkins said that if Congress fails to pass the CLARITY bill, the agency can set its own crypto market rules, but legislation is still necessary.

2. Telegram founder criticizes Russia : Telegram founder Pavel Durov said that Russia added Telegram to its list of terrorist organizations after Telegram rejected Russian government's demands for extensive surveillance and censorship.

3. ENS DAO proposes new foundation: ENS DAO proposes a full-time five-member board to manage its endowment fund, while token holders retain control of core governance.

4. V12 raises US$10 million for AI security: Artificial intelligence security company V12 has completed US$10 million in financing, led by Electric Capital, to develop a system to automatically detect complex blockchain vulnerabilities and improve encryption security.

5. OpenUSD plans to launch on Ethereum: Ethereum institutions said that OpenUSD will be launched on Ethereum, with more than 140 companies participating including Visa, Mastercard, Stripe, BlackRock and Bank of New York Mellon.

6. CFTC proposes new conflict of interest rules: The U.S. Commodity Futures Trading Commission (CFTC) proposes rules aimed at resolving conflicts of interest in related derivatives businesses and seeking public input on a principles-based comprehensive market structure framework.

7. Wanchain's Cardano Cross-Chain Bridge was attacked: Wanchain said its Cardano Cross-Chain Bridge was attacked on July 20, resulting in the loss of NIGHT tokens. Wanchain has proposed a white hat settlement to the attackers, with a deadline of August 6.

8. Coinbase revenue fell 19%: Coinbase reported second-quarter revenue of $1.22 billion, down 19% year-on-year. Trading revenue fell, but markets and subscription services are forecast to perform strongly.

9. Strategy holds 843,775 bitcoins: Strategy reported holding approximately 843,775 bitcoins as of July 26, a 25% year-to-date increase, but second-quarter results reflected significant losses in Bitcoin valuation.

10. The IRS warns crypto holders against fraud: The IRS warns cryptocurrency users to beware of forged letters that direct users to a fake digital asset compliance portal designed to steal personal information or digital assets.

11. The Agorá project tests cross-border payments: The Agorá project led by the Bank for International Settlements (BIS) has completed real currency cross-border payment tests involving five central banks and 28 commercial banks, achieving rapid settlement in multiple currencies.

12. Ondo considers major acquisitions: Ondo Finance is reportedly exploring acquisitions worth $250 million to $500 million that could target Fortune Technology companies to expand its tokenized financial products.

13. Uniswap launches token discovery feature: Uniswap has launched a beta feature that integrates token publishing and the platform. This feature currently runs on Robinhood Chain and plans to expand to more networks in the future.

14. Oobit enables cardless ATM withdrawals: Cryptographic payment platform Oobit launches a contactless ATM withdrawal service that allows verified users to withdraw cash through NFC-enabled machines without the need for a physical card or bank account.

15. Solana Pay expands in South Korea: South Korean financial technology company KSNET signed an agreement with the Solana Foundation to integrate Solana Pay into its network, covering more than 330,000 merchants across the country.

Comparative analysis of today's major crypto market events

: What have changed today?

Compared with the crypto market update on July 30, the market on July 31 showed stronger momentum, with the total market value rising from US$2.27 trillion to US$2.3 trillion, and intraday performance changing from a decline of 0.1% to a rise of 1.4%. Bitcoin rose 2.09%, while the DeFi sector rebounded 2.6% today after falling sharply by 11.5% on July 30.

What this means for cryptocurrency users

Crypto news readers and users see market recovery improving short-term momentum, but an index of extreme fear suggests caution is still needed. Users should pay attention to regulatory developments, security risks, DeFi activity and transaction volume. The strong rise of individual tokens may bring higher volatility, so risk management and prudent research are particularly important at present.

Risk Warning: This comment does not involve long-term conditions. It is only informational content and does not point to specific prices, nor does it constitute investment operation advice.

Platform views

24-hour encryption news market is moderately positive but still risky. Rising market capitalisation, rising Bitcoin and increased DeFi activity supported the positive momentum, but extreme fear of the index, sharp declines in some tokens and regulatory uncertainty remained concerns. Investors should avoid impulsive decisions, diversify their investments carefully, and assess risks before establishing positions.

Disclaimer : The information here should not be regarded as financial or investment advice. Cryptocurrencies are highly unstable and risky. No investment decisions should be made without adequate research and the use of qualified financial advisers. Not all of the services or assets mentioned are available in all regions.