Best Cryptocurrency Payment Gateway for Merchants in Latvia in 2026

Key insights

MiCA provides Latvia companies with broader space to use cryptocurrency payment gateways compliant with MiCA and European Economic Area licenses.

Many payment processors focus on merchant checkouts. At the same time, other cryptocurrency payment gateways in Latvia focus on banking, financial or invoice solutions.

Select based on settlement type. Compare the currencies they support, payment options, integration methods, fees and compliance.

Latvia's cryptocurrency payment gateway enables companies to accept cryptocurrency payments from customers around the world. They facilitate cross-border transactions and provide faster settlements than many other solutions.

Latvia keeps pace with financial innovation. As a member state of the European Union, it has implemented the Crypto Asset Markets Regulation (MiCA). This allows companies in Latvia to work with regulated cryptocurrency payment providers in the European Economic Area.

Latvia's top cryptocurrency payment gateway supports multiple cryptocurrencies, provides flexible settlement terms, and is easy to integrate. Some focus on merchant checkouts, while others provide banking, invoicing or financial services.

Here are some of the best cryptocurrency payment gateways and infrastructure providers available to Latvia businesses.

European-regulated Latvia cryptocurrency payment gateway

Januar

Januar is a licensed payment institution based in Denmark with operations throughout the European Economic Area, including Latvia. This platform is ideal for companies that natively process cryptocurrencies. It integrates commercial banking and digital asset services into a single product.

Its main functions include:

Euro and U.S. dollar IBAN accounts
Trading and custody services for digital assets
Exchange between fiat and cryptocurrencies
Support for Lightning Network
SEPA instant payments and standard SEPA payments
API for automated account management

This Latvia's cryptocurrency payment gateway is best suited for financial and banking operations. Januar is not a traditional cryptocurrency checkout solution for online stores.

Revolut Business

Revolt Business is open to businesses in Latvia. It provides a combination of commercial banking and digital asset management. Companies can buy, hold and sell more than 200 cryptocurrencies while managing the fiat balance in the same account.

However, Revolut Business is not a dedicated cryptocurrency payment gateway. Customers cannot use cryptocurrency to make payments at checkout. In addition, please note the platform's policies on cryptocurrency-related transactions. It is best suited for use as a multi-currency business account that supports cryptocurrencies.

Codego

Codego is a European Banking-as-a-Service company registered in Latvia under the name Codego Europe SIA. The platform provides enterprises with embedded financial services, supporting local IBAN accounts, SEPA/SWIFT transfers, multi-currency balances and card products.

Codego also supports companies engaged in the digital asset industry through dedicated cryptocurrency infrastructure and partnerships. It is the right choice for companies developing embedded financial products, but it is not very suitable for merchants that need direct cryptocurrency checkouts.

Professional Payment Processors

CCBill

CCBill is a popular payment processor for high-risk industries, serving areas such as digital content, subscription-based enterprises and online entertainment. The platform includes periodic billing, anti-fraud technology and card payment processing capabilities in multiple countries around the world.

There is limited cryptocurrency support in its public products. Therefore, CCBill is not the main cryptocurrency payment gateway in Latvia. It is more suitable for use with dedicated cryptocurrency payment solutions.

Adyen

Adyen is an enterprise-level payment processor used by companies of all sizes around the world. It accepts card payments as well as multiple local payment methods. The company no longer provides native cryptocurrency payment services.

Although it continues to focus on the development of digital assets, it does not operate a dedicated cryptocurrency payment gateway. Large companies can use Adyen in conjunction with a separate cryptocurrency payment provider if needed.

Mollie

Mollie is a widely used payment service provider in Europe. The company stands out for its easy-to-use APIs and diverse payment solutions.

Previously, the company was known for accepting Bitcoin transactions. Now, it no longer offers cryptocurrency payment options, and the service stopped in 2019.

Currently, the company operates in the field of traditional payment solutions. However, businesses can use it with Latvia's dedicated cryptocurrency payment gateway.

Unmanaged cryptocurrency payment gateway in Latvia

DePay

DePay is an unmanaged Web3 payment gateway. Customers pay directly from their cryptocurrency wallets, and funds are sent directly to merchant wallets. The platform supports more than 10 blockchain networks and supports thousands of cryptocurrencies through automated token exchanges.

This Latvia's cryptocurrency payment gateway integrates with Shopify, WooCommerce and custom websites. It also provides an SDK and embeddable checkout widgets. The platform provides instant settlement and eliminates the risk of non-payment. It is ideal for Web3 projects and cryptocurrency native businesses.

Whalestack

Whalestack provides cryptocurrency payment solutions for online businesses. It supports Bitcoin, stablecoins and several other digital assets. The platform includes merchant checkout tools, invoicing capabilities, and plug-ins for WooCommerce and Magento.

Whalestack is suitable for companies that want a flexible cryptocurrency payment infrastructure with European market support.

Cryptocurrency invoicing and finance platform

Accutual

Accual combines invoice functionality with cryptocurrency and fiat payments. It helps companies manage accounts receivable and payable on one platform.

Customers can pay invoices using bank transfer, card payment or stablecoin. Companies can choose to receive fiat or cryptocurrency. Accual is ideal for freelancers, agencies, SaaS companies and international companies.

Loop Crypto

Loop Crypto focuses on regular cryptocurrency payments. It helps companies automate subscription billing through stablecoins. The platform also supports one-time payments and cryptocurrency invoices, and runs on multiple blockchain networks.

Loop Crypto is a powerful choice for SaaS companies, creators and Web3 companies.

How to choose the best cryptocurrency payment gateway in Latvia

The best cryptocurrency payment gateway in Latvia depends on your business needs.

Januar: Best suited for banking and financial services.
Revolut Business: Ideal for multi-currency business accounts.
Codego: For embedded financial infrastructure.
DePay: Suitable for unmanaged Web3 payments.
Whalestack: Best for merchants to pay in cryptocurrency.
Accual: Suitable for cryptocurrency invoices.
Loop Crypto: Ideal for regular stablecoin payments.

Benefits of using cryptocurrency payment gateways in Latvia

Cryptocurrency payment gateways provide multiple advantages to businesses in Latvia. They help companies reach international customers without relying solely on traditional banking networks.

Many providers support fast cross-border payments at lower transaction costs than traditional payment methods. Companies can also reduce the risk of non-payment by accepting blockchain-based payments.

Another advantage is settlement flexibility. Depending on the provider, merchants can accept cryptocurrency, euros, or both. This flexibility makes it easier to manage cash flow while serving customers who prefer digital assets.

Try Latvia's best cryptocurrency payment gateway

Latvia's cryptocurrency payment gateways provide solutions for businesses of all sizes. Some providers focus on merchant payments, while others specialize in banking, financial management or invoicing services.

Before selecting a provider, please compare supported cryptocurrencies, settlement options, fees, integration methods, and regulatory status. Choosing the right platform will help your business accept cryptocurrency payments safely and efficiently.