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XRP 
RLUSD Dubai, United Arab Emirates, August 19, 2026
Bybit, the world's second largest cryptocurrency exchange by trading volume, announced that its exclusive RLUSD holding and earning program has officially entered the second phase and continues its cooperation with Ripple. Starting from now on, the upgraded Bybit financial activity will launch daily dual token rewards, covering XRP and RLUSD, and the annualized total rate of return will increase based on the holding time.
Bybit's RLUSD holding and earning program was launched for the first time in July this year, with cumulative assets in custody (AUC) exceeding US$50 million in 11 days. The plan attracts users seeking revenue with its simplicity, flexibility, and zero threshold. Eligible Bybit users only need to hold RLUSD to participate, and there is no need to pledge or lock positions, so they are widely welcomed by holders who want to obtain stable, low-friction returns.
Highlights of the second phase
The second phase adds more benefits while retaining the original user experience and introduces an annualized rate of return multiple calculated based on the amount and duration of holding:
Dual token rewards: Participants can receive daily RLUSD rewards at the basic annualized rate of return, and also receive an additional annualized rate of return from XRP.
XRP Basic Annualized Rate of Return Multiple: Users who hold it for more than 30 days will receive an additional reward of up to 2 times for their XRP portion, more than doubling the potential total annualized rate of return.
Smooth user experience: No subscription, no lockdown. Just hold RLUSD and you can automatically earn an annualized rate of return.
XRP rewards are provided to the Bybit community by Ripple's landmark incentive program, allowing holders to use Ripple's ecological assets with greater peace of mind.
RLUSD is a U.S. dollar stablecoin issued by Ripple and is native to XRP Ledger, Ethereum and other blockchains. RLUSD is fully backed by segregated reserves of cash and cash equivalents and can be converted into U.S. dollars on a 1:1 ratio. As a regulated, reserve-backed digital asset, RLUSD provides the price stability of traditional cash in an on-chain form.
Terms and conditions apply. For more details on annualized rate of return multiples, qualifications and potential restrictions, users can visit the relevant pages.
About Bybit
Bybit is a new financial platform. We believe that everyone should have access to all financial opportunities on earth. So we are building the first smart platform to connect anyone and anywhere in the world to global finance. Bybit is trusted by more than 80 million users around the world and integrates investment, transaction, payment and wealth value-added functions in a single secure intelligent ecosystem. By combining artificial intelligence technology, deep global liquidity, strong security and transparent operations, Bybit makes global finance more accessible, efficient and empowered for everyone. Born for everyone, driven by intelligence, and open to the world.
