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瑞波币的数字美元正进入美国银行系统

2026-10-16 18:24:40
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美国Cross River Bank宣布与Ripple合作，将RLUSD稳定币整合至银行基础设施

总部位于美国的Cross River Bank今日宣布，已与Ripple达成合作，将其美元支持型稳定币RLUSD整合进自身的银行基础设施中。此次合作还涵盖了在XRP Ledger（XRP账本）上的交易功能。

根据计划，RLUSD将成为该行核心操作系统中传统支付方式之外的又一新增选项。通过单一的API连接，Cross River的客户即可访问稳定币支付服务，而无需另行搭建独立的区块链基础设施。

支持全天候兑换与跨境支付

该行表示，此次整合旨在支持美元与RLUSD之间的7×24小时无缝切换、跨境支付以及企业资金头寸调拨。此外，ACH转账、银行转账及实时支付服务也将集成在同一平台上运行。

Cross River指出，基于XRP Ledger的交易完成时间仅需约三至五秒。借助这一基础设施，该银行致力于拓展支付网络的日内结算选项，并进一步降低交易延迟。

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