XRP, XLM, and HBAR Holders Focus on September 15: The Senate is about to hold a key procedural vote on the CLARITY Act
XRP, XLM, and HBAR Holders are now focusing on September 15 as the U.S. Senate prepares to hold a key procedural vote on the CLARITY Act (the Clarification Act). The results of the vote may reshape the regulatory landscape of these digital assets in the United States and are expected to provide new clear guidance for authorities on how to treat these assets.
Senate procedural vote looms
The CLARITY Act had previously passed the House with 294 votes in favor and 134 votes against, including support from 78 Democrats. Earlier this year, the Senate Banking Committee advanced the bill with a vote of 15 to 9, laying the foundation for final decision-making in the full Senate. According to market commentators, the next important milestone is scheduled for 2:15 pm EST on September 15, when the Senate may vote on advancing the legislative process.
As early as March 2026, the U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) have listed XRP, XLM, and HBAR as examples of digital commodities. This classification has far-reaching implications because it may affect how regulators supervise these assets and how institutions interact with them in the future. Many observers see this as a key turning point in the upcoming vote and its potential regulatory impact.
"We are ready to act in accordance with our regulatory framework," CFTC Chairman Michael Selig said. The statement highlights the growing willingness of U.S. regulators to establish a clearer framework for digital assets, especially for assets classified as commodities.
Institutional momentum gains
Ripple continues to develop infrastructure to support XRP, XLM and HBAR, which has drawn more attention to the upcoming Senate vote. At the network level, Ripple's RLUSD and other tokenized fund plans are directly connected to XRP's application scenarios. Meanwhile, Stellar processed $11.4 billion in stablecoin transfers in the second quarter, while Hedera recorded more than $300 million in tokenization value routed through Arax.
Senate action could clarify how U.S. banks and financial institutions handle payment, custody and lending operations related to these assets. Analysts saw the vote as a turning point that could open the door to broader institutional adoption and product development.
With the transformation of digital asset trading and supervision methods, the traditional financial landscape is undergoing fundamental changes. Although the market has historically relied on multiple tiers of brokers, Wall Street is increasingly turning to Web3 solutions. Platforms like 1stepSwap allow investors to hold stakes in major U.S. companies, gold and silver directly in crypto wallets, leveraging tokenized real-world assets (RWAs) and automated best price discovery mechanisms to eliminate middlemen.
Future Outlook for XRP Holders
Regardless of whether the CLARITY Act passes through the Senate or is postponed, September 15 is seen as a critical node for the XRP, XLM and HBAR communities. Some observers believe the vote will affect market sentiment ahead of Ripple's Swell event on October 27, which is expected to bring further updates on ecosystem growth.
The progress of the CLARITY Act is closely watched because it may not only set a precedent for these three assets, but may also have profound implications for the entire digital asset field. Many stakeholders are seeking regulatory certainty to support investment decisions and wider adoption in retail and institutional markets.

Exchange Ranking
Top Exchanges
24h Volume Ranking
Popularity Ranking
Exchange BTC Balance
Proof of Reserves
Decentralized Exchanges
Funding Rate
Funding Heatmap
Liquidation Data
Max Pain
Long/Short Ratio
Whale L/S Ratio
Binance/Okex/Huobi L/S
Bitfinex Margin L/S
ETF Tracker
Solana ETF
XRP ETF
Hong Kong ETF
Bitcoin Treasuries
Crypto Reversal
Ethereum Reserves
HyperLiquid Wallet Analysis
Hyperliquid Whale Watch
Large Transactions
On-chain Movement
Bitcoin ROI
Stablecoin Market Cap
Options Analysis
News
Articles
Economic Calendar
Features
Wallet
Contract Calculator
Security
Collections
Watchlist
Following
HBAR
XLM
XRP