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WLD World Network launches "World Money": a self-hosted financial super app covering more than 150 countries
On September 17, according to an announcement posted on its official blog, the World Network previously named Worldcoin began to roll out its self-hosted financial super app-"World Money" in more than 150 countries around the world. The app integrates stablecoin balances, cross-border payments, investments, rewards and Mini Apps into a single wallet. The release coincides with the project's online activity climbing to a new high since 2026.
A wallet that integrates stablecoins, payments and revenue
"World Money" is positioned as an all-round financial services hub. Its main screen displays stablecoin balances and supports balance management for eight currencies, allowing users to collect money, hold and add value to digital currency assets they trust. In available areas, funds can be deposited into a virtual personal account supported by Bridge. The "Earn" tab allows users to deposit eligible assets, including Worldcoin (WLD) and stablecoins, into plans backed by Morpho to earn rewards, while the "Trade" tab provides the ability to buy and sell real-world assets such as gold and mainstream tokens. In addition, the app bundles portfolio tracking, detailed transaction history and price reminders, and showcases Mini Apps such as Kalshi and Credit for discovery and use.
Stripe recharge and World ID advantages
长期以来，向自我托管钱包转入资金一直较为繁琐，因此“World Money”在美国率先默认采用 Stripe 作为充值方式。通过 Apple Pay，用户可以将日常法币转换为稳定币，通常几分钟内即可到账。World 方面将此安排描述为深化合作的一部分，旨在优化全球范围内进出应用的资产流动通道。该应用还与 World ID（网络的真人验证系统）相集成：在 Orb 设备完成验证的用户可在 Earn 计划中获得更高奖励，且现有的 World App 或 World ID App 用户可自动继承其凭证信息。
面向真实人类网络的超级应用
此次发布将“World Money”定位为 World 网络的消费者端界面，该网络多年来一直在全球范围内扩展其验证服务和应用使用情况。World 认为，随着人工智能使得伪造账户的生产成本降低，一个由经过验证的人类组成的网络成为金钱基础设施无法伪造的核心要素，而这些经过验证的人类将在新功能推出时优先获得体验。该应用由 Tools for Humanity 提供，功能和资产可用性因司法管辖区而异。“World Money”并非银行，稳定币余额也不受联邦存款保险公司（FDIC）保险保护。
