加密领域意见领袖Amelie (@_Crypto_Barbie) 发布关于XRP机构版图的动态
她分享了一张文章截图,证实ACI Worldwide已正式将Ripple的XRP Ledger列为SWIFT新多链账本框架中支持的分布式账本(DLT)结算通道。ACI Worldwide并非无名之辈,该公司处理着全球约9%的SWIFT流量,相当于每年155万亿美元的年化交易量。其决定将XRP作为支持支付通道的举措,使Ripple的技术直接对接全球最大的支付中间件运营网络之一。
Ripple技术与SWIFT新标准契合
此次整合的重要性在于时机。SWIFT正在2026年全面推行ISO 20022作为其新的全球消息传递标准。Ripple的技术已经原生兼容该标准。采用ISO 20022标准的银行无需额外的转换层即可接入Ripple的基础设施。
Ripple的按需流动性(On-Demand Liquidity, ODL)产品是这一整合的核心。它允许与SWIFT连接的银行在交易过程中使用XRP作为结算货币,并在另一端兑换回当地法定货币。结果是在现有的SWIFT基础设施之上构建了一条更快的结算通道。
收购GTreasury增添了机构深度
Ripple further cemented its position with the acquisition of GTreasury in 2025. GTreasury is a certified member of the SWIFT Partner Programme. Following the acquisition, the platform gained support for SWIFT messaging, SWIFTRef data for IBAN and ABA queries, and digital asset account functionality for XRP and RLUSD.
This acquisition gives Ripple direct access to corporate treasury users. These users can now manage both traditional SWIFT payment processes and crypto assets from one system. This has practical advantages in terms of corporate adoption.
XRP Price Outlook
XRP Prices are influenced by regulatory clarity and adoption news. The addition of ACI Worldwide adds to a growing list of infrastructure-level consolidations, positioning XRP as a settlement asset within traditional financial systems.
Every addition to SWIFT related infrastructure increases the practical utility of ODL. Greater ODL usage is driving demand for XRP in cross-border settlements. ACI handles US$155 trillion in annualized transaction volume. Consolidation of this size has historically been positively correlated with price increases during the XRP market cycle.
The infrastructure work surrounding XRP's establishment in 2026 is considerable. However, it is difficult to lock price forecasts into specific timelines. Whether this translates into recent price increases depends on the speed of adoption and the speed at which SWIFT affiliated banks activate XRP-based settlement channels.

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