Ripple is valued at US$50 billion, Standard Chartered Bank maintains its XRP target price of US$28

Ripple's valuation reaches US$50 billion, and Standard Chartered Bank maintains its XRP target price of US$28.

Ripple's valuation in the private market has reached approximately US$50 billion, an increase of 400% from the 2019 valuation of US$10 billion. The increase in valuation comes with a $750 million share buyback, allowing employees and early investors to sell shares to the company at the latest prices.

Repurals and product expansion drive Ripple's growth

This valuation increase comes amid years of legal dispute between Ripple and the U.S. Securities and Exchange Commission (SEC). Despite facing regulatory headwinds, Ripple has expanded its global operations, obtained new licenses, launched RLUSD stablecoins, and enhanced its digital asset custody and corporate payment infrastructure through strategic acquisitions.

Ripple is a financial technology company focusing on enterprise-level blockchain payment and cross-border transaction solutions. Its latest initiative aims to promote the wider application and popularization of blockchain technology in institutional finance and global payments.

Although Ripple's valuation does not directly affect the XRP token price, analysts pointed out that a stronger capital base will help accelerate the development of XRP Ledger, promote widespread adoption of RLUSD, and expand the scale of institutional payment products. These developments are expected to attract more banks, asset management companies and institutions, thereby supporting the long-term demand for XRP.

Institutional Outlook: Standard Chartered Bank's Goals

Institutional confidence in XRP remains strong. Standard Chartered Bank, the world's leading international banking group, recently released its long-term cryptocurrency outlook, reaffirming XRP's goal of reaching US$28 by 2030. The bank also maintained price targets of $500,000 for Bitcoin,$40,000 for Ethereum and $2000 for Solana, despite adjustments to some short-term forecasts.

Standard Chartered Bank maintains a target price of US$28 for XRP, reflecting its confidence in the prospects of XRP's participation in growing markets such as cross-border payments, stablecoins and tokenized physical assets.

According to market data provider CoinCodex, reaching $28 means an increase of about 2500% from the current price of $1.08. Achieving this long-term goal may require further promoting institutional adoption, increasing the use of XRP ledgers in tokenization and payments, maintaining stable ETF demand, and a clearer regulatory environment in major financial markets.

Comparison of asset prices with Standard Chartered Bank's target

XRP: Current price of US$1.08, 2030 target of US$28, potential increase of 2500%

Bitcoin: Current price of US$68,000, target of US$500,000, potential increase of 635%

Ethereum: Current price $3,400, target $40,000, potential increase of 1,076%

Solana: Current price $150, target $2,000, potential increase of 1,233%

XRP's recent performance reflects continued growth in corporate interest. On-chain data shows that XRP has the highest average transaction size among major cryptocurrencies, and this indicator is usually associated with institutional or enterprise-level transfers. According to reports, Evernorth's business unit, which focuses on digital health services, is increasing the use of XRP for fund management, further strengthening the trend of corporate capital flows within the network.

Small Dictionary

Evernorth is a health services company owned by Cigna that provides digital and data-driven solutions. Its enhanced use of XRP in capital operations shows that blockchain applications are transcending the financial services sector and showing a growth trend.

Signs of growth in institutional demand

Investors have also moved a large number of XRPs from Binance platforms to self-managed wallets to show confidence and show their preference for holding for the long term. In addition, the cumulative net inflow of U.S. spot XRP ETFs has exceeded US$1.5 billion, reducing the supply of liquid on exchanges and increasing institutions 'exposure to the asset.

These developments-the improvement in Ripple's valuation, Standard Chartered Bank's reiterated forecast, the surge in institutional transactions, increased use of money management, strong inflows of ETFs and outflows of exchange funds-all suggest that despite continued market volatility, institutions 'confidence in Ripple and the XRP ecosystem remains solid.

Major global investors and institutions are continuing to plan around Ripple's expected role in the future digital asset landscape, which has been fully reflected in recent capital flows and corporate strategies.