Cynthia Loomis says "big things are coming": Will XRP take off?

Today's XRP News: XRP price trend depends on the Federal Reserve's interest rate decision and CLARITY Act

Today's XRP market focus is on two important events that will occur one after another within 24 hours. Currently, XRP prices remain at around $1.3762, rising 0.81% in the past 24 hours. Traders are closely watching the Senate's "CLARITY" vote and the Federal Reserve's interest rate decision, both major events scheduled to be implemented this week. Senator Cynthia Lummis said "big things are coming." This article will provide an in-depth analysis of the specific meaning of each event and the importance of its timing.

XRP Today's Market: Current Market Trends

Currently, the trading price of XRP is close to US$1.3762, a slight increase from the previous day. Futures trading volume in the past 24 hours reached US$2.25 billion. Open Interest rose 2.31% to $2.91 billion, indicating that traders are opening new positions rather than just closing old ones.

What's really worth paying attention to is not the small daily fluctuations, but the changes that may occur over the next 48 hours. Two separate events will hit markets this week: one involving regulatory policy and the other involving monetary policy. Although the two are not related to each other, both may have a drastic impact on market expectations.

Indicator Value Price 1.3762 24-hour change +0.81% 24-hour futures volume 2.25 billion US$2.91 billion Open interest (+2.31%) 24-hour strong equalization amount of US$4.55 million (long US$2.95 million, short US$1.61 million) Long-short ratio (24 hours)0.9904Binance Long-short ratio (account)2.3591OKX Long-short ratio (account)2.7 How will the CLARITY bill vote affect XRP prices?

U.S. Republican senators have released what they call the "final best draft"-the Crypto Clarity Act. The bill contains a proposed ethics code that is supported by President Trump . The bill will go to a key Senate vote on Tuesday, September 15. Because it requires 60 votes to pass, that means it must have bipartisan support, not just Republican support.

Here are reasons why cryptocurrency traders are concerned about this bill:

• If the bill is passed: Clearer market structure rules for cryptocurrencies may reduce regulatory uncertainty. Given Ripple's long history of legal battles with U.S. regulators, this will help ease the regulatory shadow that has suppressed XRP prices for years.
• If the bill stalls: Uncertainty will persist and markets may interpret the vote failure as a setback in advancing the broader crypto regulatory process.

Senator Cynthia Loomis added fuel to market speculation by posting "Big Things are Coming" on social platform X before the vote. She did not specify what it meant, but many members of the crypto community interpreted it as endorsement of the CLARITY Act.

XRP price forecast: probability of raising interest rates as high as 86.5%

The Federal Open Market Committee (FOMC) will hold a meeting from September 15 to 16, immediately following the release of the latest U.S. consumer price index (CPI) data. According to data from the FedWatch tool, the probability that the Fed will raise its target interest rate from the current range of 350-375 basis points to a range of 375-400 basis points (i.e., a 25 basis point rate increase) is 86.5%. There is only a 13.5% probability that interest rates will remain unchanged.

Target interest rate (basis points) Current probability a week ago probability a month ago probability 350-375 (current) 13.5% 40.6% 66.1%375 -400 (interest rate increase) 86.5% 59.4% 33.9% This is a sharp shift expected in the past month. Within four weeks, the probability of raising interest rates has almost doubled, and that change alone is enough to put pressure on risky assets. If the market has not fully absorbed this expectation, a rate hike could put pressure on Bitcoin, Ethereum and XRP. In addition, Bank of Japan is also expected to raise interest rates on September 18, which could strengthen the yen and increase pressure on U.S. assets linked to the yen carry trade.

Three key decisions will be made one after another in four days: the CLARITY bill vote on the 15th, the Federal Reserve resolution on the 16th, and Japan on the 18thCentral bank meeting. The market thinks it knows what will happen next, but the biggest changes may come from factors that were not expected.

What are the driving forces behind the RLUSD growth story?

Although XRP prices have retreated from recent highs, Ripple's stablecoin RLUSD has climbed rapidly. This week, the supply of RLUSD hit a record high of $2.4 billion, an increase of more than 50% in a month. Ripple's Treasury division now says it serves more than 1,200 corporate chief financial officers and handles US$13 trillion in capital annually.

Supply is distributed between XRP Ledger (US$1 billion) and Ethereum (US$1.4 billion). Average daily trading volume has also risen sharply, from about $200 million in January to about $750 million currently. By this measure, XRP Ledger has become the 11th largest stablecoin chain in the industry, although the ranking is still developing.

In addition, Ripple pointed out that there is a potential opportunity of US$3.1 trillion in using XLS-66 functionality to use XRP as collateral for institutional credit. The average loan balance in the global securities lending market is approximately US$3.1 trillion, and Ripple's vision is that XRP can access this market. Evernorth has confirmed plans to make the XLS-66 a core part of its XRP strategy. Ripple suggests that native XRP lending could eventually unlock billions of dollars in annual revenue opportunities, although this result has not yet been confirmed.

XRP Technical Analysis: What does the chart show?

In the past three weeks, XRP has retreated about 20% from $1.70 to around $1.35. A partial retracement looks like profit-taking. Whale Wallet sold or reallocated approximately 90 million XRPs in the past week. Internet activity also slowed significantly, with daily active addresses falling by 90.18%, from 388,492 to 38,163.

Despite whale selling and declining network activity, XRP found support around $1.35 after 2.29 billion tokens changed hands at this level. Chart analyst Ali Charts is following the downward triangle pattern on the XRP hourly chart with lower highs compressing into the support area of $1.31 to $1.35. The critical confirmation level is $1.38.

If XRP holds the $1.31-$1.35 range and recovers $1.38, the pattern points toward the apex of the triangle, and if momentum increases, it is expected to move to $1.60 and may even touch $1.68. Conversely, if XRP fails to hold the range, the triangular pattern may break downward, which chart traders will view as a bearish signal, opening up space to lower levels.

XRP Price Forecast: What is the future trend for XRP?

This week brought together three catalysts that most traders would not normally see in the same time frame: Senate votes, Fed decisions, and meetings of overseas central banks. These are unrelated events, but they all point to the same broader question: Can risk appetite be maintained with the CLARITY vote and the Federal Reserve's interest rate decisions?

1.31 The range to $1.38 is the focus of observation. Regardless of the direction, a clear breakthrough, combined with the implementation of these three events, is likely to set the tone for the trend of XRP prices in late September.

Disclaimer : This document is for information purposes only and does not constitute financial advice. The cryptocurrency market is extremely volatile, and prices can rise and fall sharply without warning. Before making any investment decisions, be sure to research and consult a licensed financial adviser yourself. Past performance and technical chart models do not guarantee future results.