Binance renamed its capital account to a stock account

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Binance renamed its capital account to a stock account

2026-09-23 20:28:45

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Major adjustment to Binance account structure: fund accounts will be moved to spot accounts

Binance is undergoing a thorough reform of its account structure, one of the most influential changes to the platform in recent years. Starting from September 29, 2026, the exchange will migrate cryptocurrency assets from "Funding Accounts" to "Spot Accounts" in stages. The entire migration process is expected to last until January 2027.

Change content and schedule

Starting from September 29, 2026, fund accounts will no longer support online deposits. The recharge and withdrawal functions of other crypto tokens will be provided through spot accounts. For users who do not want to wait, they can complete the migration by themselves in advance. If users do not proactively process it, Binance will automatically migrate the remaining eligible balances in batches starting from January 2027, without manual intervention.

In addition, P2P advertisers will get dedicated accounts by December, while non-migrated ads will be closed after January 2027. Binance said users 'total balances and historical transaction records will remain unchanged.

Exclusive space for stock and options trading

This rebranding marks Binance separating its cryptocurrency trading infrastructure from stock and options trading infrastructure at the account level. After the migration period ends, the "Funds Account" will be renamed the "Stocks Account" and will be used only for the settlement of stock and stock option transactions.

通过更名后的股票账户，币安用户可使用六种结算资产进行股票和股票期权交易，分别为：USD、USDC、USDT、USD1、U 以及 $BNB。

值得注意的是，bStocks（币安代币化证券）适用单独的区分规则。尽管其价格跟踪股票表现，但bStocks不会保留在股票账户中。现有资金账户中的bStock余额可通过“一键迁移”功能转移，否则将从2027年1月起自动转入现货账户。

目前，币安已为符合条件的用户提供全球超过7,000种美国证券的直接交易服务。此次账户重组进一步厘清了交易所加密货币业务与股权类业务的界限，为各自提供了独立的基础设施层级。

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