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XRP Financial Coach: Every XRP holder should listen to this
Financial Coach Dr. Camilla Stevenson posted a tweet on Platform X encouraging XRP holders to prioritize self-custody, accompanied by a video that made ambitious assertions about XRP's future role in the global financial system. The post combined the security alert with comments from statistical analyst Dr. Jim Wiley, who described what he believed XRP could occupy long-term position in international payments.
Stevenson's message focuses on one of the most common principles in cryptocurrency ownership. She wrote that every XRP holder should understand that without controlling his own private key, he cannot fully control his digital assets. She urged investors to control ownership of their assets before it was too late, emphasizing the importance of self-custody rather than putting assets under the control of third-party platforms.
"Every XRP holder needs to hear this. If you don't control your private key, you can't have full control over your cryptocurrency. Please take ownership before you have time. 
#XRP#CryptoSecurity#Web3 "
Video presents XRP high price expectations
In the video accompanying Stevenson's post, Dr. Jim Wiley talks about what he believes XRP is destined for. He said such digital assets could eventually reach extremely high valuations, and described a scenario in which powerful financial institutions and companies had already reached a price level that would allow XRP to become the global standard for transfer payments. Jim Wiley identified several major organizations he believes are relevant to this vision, including the International Monetary Fund, the Depository and Trust Corporation, the Bank of New York Mellon, Nasdaq, SWIFT, Wall Street companies, large banks and central banks. He also mentioned other financial structures that he believes operate mainly behind the scenes in the global financial system.
He went on to say he believed the central bank had coordinated years ago to limit public ownership of the XRP. As part of that statement, he hinted that regulatory actions, including the Securities and Exchange Commission's lawsuit against Ripple, are aimed at reducing retail participation before XRP becomes a key part of the global financial infrastructure. He further said that the initial valuation of XRP could reach $5000 each and eventually rise to $12000 due to the asset's role as a bridge to transfer money and value across borders. These comments reflect Dr. Jim Wiley's personal views and are not supported by public evidence from the institutions or organizations he mentioned.
Community response: hosting discussion
The post also triggered responses from members of the XRP community. X user Redhorse agreed with Stevenson's message, but advocated institutional hosting rather than traditional connected wallets. Redhorse writes that many experienced XRP holders move assets into institutional custody solutions because wallets connected to the Internet, even briefly, can be vulnerable to hacking and tracing.
However, Stevenson's initial message focused on a broader principle: ownership of cryptocurrencies ultimately depends on control of the private key. Her post encouraged XRP holders to evaluate how to store assets, while also bringing back long-standing discussions about custody, security and XRP's future role in global payments.
