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FollowingShopify has added USDC payment support to its core payment system, among which networks such as Arbitrum are among them.
Shopify has added support for USDC stablecoins to its core payment system, and Arbitrum and other networks have been selected for the support list. The integration allows more than 480 compatible digital wallets to complete retail transactions directly through Shopify Payments, making stablecoins a practical alternative to traditional card networks for merchants around the world.
How it works at checkout
Shopify has embedded USDC directly into its payment system, allowing merchants to accept digital dollar payments at checkout without adding new service providers or changing existing processes. This feature is built into Shopify Payments and can be enabled by merchants along with credit cards and other payment options.
Shopify Payments supports receiving USDC on the following five networks: Base, Ethereum Layer 1 Network, Optimism, Polygon and Arbitrum. Users can make payments through more than 480 supported crypto wallets, and buyers do not have to bear gas fees.
Crucially, this feature also does not charge any foreign exchange fees, eliminating the two most common obstacles to cross-border transactions. Customers can use Ethereum, Base or USDC on other chains to make payments, funds will be automatically bridged, and merchants don't need to care which network the buyer uses.
Settlement options and merchant flexibility
On the back-end, merchants can choose to receive traditional fiat currency settlement or settle directly in the form of USDC online. Shopify stated that USDC payments will be converted to local legal currency by default, no foreign exchange or multi-currency fees will be charged, and deposited into an associated bank account.
The integration was built by Shopify in partnership with Stripe and Coinbase, and is responsible for wallet connectivity and transaction processing, with settlements occurring on the Base network, and plans to support USDT in the future. The move reflects a broader shift in commercial infrastructure.
In 2024, the volume of stablecin payment transactions will reach US$1.1 trillion. Visa and Allium Labs confirmed that the amount of stablecoins processed in the same year was 2.5 times the amount of Visa's adjusted transfers. For merchants handling a large number of cross-border transactions, their economic advantages cannot be ignored.
