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XRP Ripple CEO reveals surprising data: Digital assets account for a very low proportion of US$16 trillion in payments.
RippleXity, a decentralized news platform, recently released a new piece of news, citing Ripple CEO Brad Garlinhaus. An important statement highlights the scale of the company\'s payments business and its possible significance for a blockchain-based financial future.
According to the platform, Garinhaus said that Ripple has completed US$16 trillion in payment and prime brokerage business in the past year, but almost none of it is transferred through digital assets.
RippleXity views this data as evidence that the biggest opportunities for Ripple and XRP may still lie ahead, rather than current levels of adoption. The platform emphasizes that the vast majority of the value processed on the Ripple network still relies on traditional financial infrastructure, leaving huge room for future integration of digital assets.
Sources pointed out that Garlinhouse does not regard the almost zero use of digital assets as a restriction. Instead, RippleXity explained that he described it as the company\'s biggest growth opportunity, which means that a large amount of institutional payment activity has not yet shifted to a blockchain-based settlement trajectory.
RippleXity points out XRP\'s role in institutional payments
Based on Galinghaus\'s remarks, RippleXity reiterated that the core purpose of XRP is to facilitate cross-border payments and provide rapid settlement for institutional transactions through XRP ledgers.
According to the platform, the current payment volume indicates Ripple has handled a large amount of financial activity. However, since digital assets represent only a negligible share of these transactions, the company believes there is considerable potential if institutions start using blockchain infrastructure more widely. [TAG
RippleXity notes that as some of the reported $16 trillion migrates to digital asset-based settlements, the impact could go beyond incremental improvements. The platform said the shift would mark the beginning of a larger shift in the way financial institutions transfer value across borders.
Although the news expressed optimism about XRP\'s future role, it did not indicate that the migration had begun on a large scale. Instead, it views the current situation as an untapped market signal-a market that will still exist if institutional adoption accelerates.
Community response was positive
The news also attracted a supportive response from members of the XRP community. One X user commented on RippleXity\'s release, saying that Garlinhouse\'s data was significant and believed that wider adoption of XRP could ultimately affect the asset\'s value.
This comment reflects a common view among XRP supporters: They believe that greater use of blockchain technology by institutions will enhance the need for digital assets designed specifically for payment settlements.
However, RippleXity\'s news mainly focuses on the remarks reported by Garlinhaus and the huge opportunities represented by the limited use of digital assets in Ripple\'s existing payments.
