Stable Sea adds two WisdomTree funds for corporate cash management

Stable Sea has added two new WisdomTree digital funds to its treasury platform

Eligible companies can now obtain three SEC-registered products through the platform, with a minimum investment of only US$1.

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Stable Sea adds WTSIX and FLTTX to the original WTGXX. Minimum investments for the three funds range from $1 to $25. Eligible users can submit fund orders through Stable Sea's dashboard and WisdomTree Securities. The size of tokenized real-world assets in the United States has exceeded US$31 billion.

Stable Sea has added two new WisdomTree funds

Stable Sea announced that its cash management platform for finance teams, Stable Sea Terminal, is now online with the WisdomTree Short-Term Income Digital Fund and the WisdomTree Floating-Rate Treasury Debt Digital Fund. The expansion continues the cooperation between the two parties that began in April this year, when the platform first launched the WisdomTree Treasury Bond Money Market Digital Fund. It is reported that the first integration allows corporate customers to invest idle cash in tokenized funds that hold short-term U.S. Treasury bonds.

Eligible Stable Sea users can now invest in three funds with different investment goals, costs, yields and thresholds. Both companies said finance teams can place and place buy and sell orders on the same dashboard used to monitor company cash. Access is provided through WisdomTree Securities Inc. (A SEC-registered broker-dealer and member of the Financial Industry Regulatory Authority). Each eligible Stable Sea Terminal user must first establish a relationship with WisdomTree Securities and complete the required account opening process before submitting an order.

Tanner Taddeo, CEO and co-founder of Stable Sea, said the expanded options allow companies to match cash holdings based on when they expect to need funds. "By expanding our partnership with WisdomTree, we now offer three different funds covering different business needs: a direct money market option, a floating rate option and a proactively managed income option, so that companies can match their cash based on actual needs of funds." Taddeo points out that the treasury departments of large companies have long had such options, but many small businesses have difficulty obtaining them.

Three tokenized funds meet different cash needs

In terms of the minimum threshold, the minimum investment amount of WisdomTree Treasury Bond Money Market Digital Fund (WTGXX) is US$1. The SEC-registered money market fund invests in short-term U.S. Treasury bonds and accrues daily dividends. WTGXX has an expense rate of 0.25%, and based on figures provided in the announcement, its seven-day SEC yield of 3.46%. The fund's investment goal is to achieve current returns while maintaining capital preservation, liquidity and maintaining a stable net asset value of US$1 per share.

The second option, FLTTX, is designed to track the performance of the floating-rate Treasury index (before fees and expenses). Unlike traditional fixed-rate treasury bonds, the interest rates on the fund's underlying bonds are adjusted through scheduled treasury bonds auctions. FLTTX has a minimum investment of $25 and an expense rate of 0.05%. Information provided in this expansion shows that the fund's 30-day SEC yield was 3.81%.

WTSIX also requires a minimum of US$25, but its strategy is different from the two products mentioned above, which focus on treasury bonds. WisdomTree proactively manages the fund to seek returns while maintaining the goal of capital preservation. The short-term income fund charges a 0.40% fee rate and reports a 30-day SEC return of 4.42%. Its positions may expose investors to credit risk, interest rate risk and yield risk, which are different from a portfolio of money market funds or floating-rate-only treasury bonds.

SEC yields provide a standardized measure of recent returns based on funds, but they change with market conditions and do not guarantee future returns. These products are investments rather than bank deposits, meaning they are not insured by the FDIC and may lose value.

WisdomTree targets obstacles faced by its finance team

Will Peck, head of digital assets at WisdomTree, said the initial market reaction to the single fund arrangement suggested there was a need for companies to obtain regulated cash management products. "Different companies have different liquidity and cash management needs, and high minimum investment amounts and manual account processes have historically been obstacles to obtaining institutional-level cash management products." Peck said the addition of these funds provides more options for eligible finance departments without having to leave Stable Sea's existing interface. The arrangement will not automatically allow all companies to use these funds, as the eligibility review and WisdomTree Securities account process will still apply.

Stable Sea said U.S. companies collectively hold more than $5 trillion in cash and cash equivalent accounts that earn little or no interest. The company views the selection of the three funds as a way for qualified finance teams to allocate operating cash based on expected liquidity needs, rather than applying one product to all balances. The low minimum investment amount contrasts with some investment products targeted at large issuers or institutional clients. A report on Morgan Stanley described a stablecoin reserve investment portfolio with a minimum investment of $10 million and a management fee of 0.15%. Morgan Stanley's products invest in cash, U.S. Treasurys with maturities of up to 93 days, and repo agreements backed by Treasury-backed bonds. Although the portfolio is designed for stablecoin issuers, the bank said other investors could also participate.

Tokenized funds are still regulated securities

Putting fund ownership records on the blockchain will not eliminate the securities rules, identity verification, or transfer controls attached to underlying investments. An explanatory article on tokenized funds noted that access to many such products still requires permission, and investors must complete identity verification and use an approved wallet. Stable Sea's arrangement with WisdomTree follows the same regulated model. All three products are registered with the SEC and traded through WisdomTree Securities rather than through an open, permission-free crypto marketplace.

SEC registration does not amount to a government guarantee or recognition of investment return. Fund buyers still bear the terms, fees and risks set out in each product prospectus, including the risk of possible loss of principal. Industry data trackers show that as of mid-2026, the value of tokenized real-world assets in the United States has exceeded $31 billion, compared with approximately $6 billion at the beginning of 2025. According to data cited by Stable Sea, tokenized treasury bonds and money market products accounted for more than US$15 billion. Growth in this area has prompted asset managers and payment networks to venture into products linked to government debt. In February 2025, Mastercard added Ondo Finance to its multi-token network, allowing participating companies to obtain tokenized treasury bonds while using traditional banking infrastructure for settlement.

When Stable Sea announced the expanded partnership, WisdomTree had assets under management of more than $150 billion. WTGXX, FLTTX and WTSIX remain bound by their respective prospectuses, eligibility requirements, fee rates, and changing SEC yields.