Binance EU license update: Why did Greece reject major MiCA approvals?

币安欧盟牌照：稳定币、数字欧元、MiCA与拉加德的焦点

《华尔街日报》发布的一份新报告重新引发了关于欧洲加密资产许可过程中政治影响力的质疑。据该报道，币安通过希腊申请“欧盟MiCA牌照”的失败，不仅仅是监管层面的拒绝，而是欧洲央行（ECB）行长克里斯蒂娜·拉加德直接提出的个人请求的结果。

币安对其处境被描述的方式表示异议，而欧洲央行和希腊当局均未公开证实这一说法。尽管如此，这一报道再次将人们的注意力引向欧洲的《加密资产市场法规》（MiCA）如何与政治及货币政策关切相互作用的问题。

要点概览

• 报道内容：《华尔街日报》称，欧洲央行行长克里斯蒂娜·拉加德亲自敦促希腊总理基里亚科斯·米佐塔基斯阻止币安获得全欧盟范围的牌照。
• 申请背景：币安通过希腊国家资本市场委员会（HCMC）申请了覆盖所有27个欧盟成员国的MiCA授权。
• 撤回时间：币安于2026年6月24日撤回了申请，当时监管机构尚未作出正式决定。
• 关注焦点：据报道，担忧主要集中在币安2023年的美国有罪判决，以及对美元主导的稳定币影响数字欧元发展的恐惧。
• 监管权限：根据MiCA，欧洲央行没有正式的牌照审批权；批准权归属于各国监管机构。

据报拉加德要求希腊停止批准币安的欧盟牌照

援引知情人士的消息，《华尔街日报》称，拉加德要求米佐塔基斯不要批准币安通过希腊国家资本市场委员会申请的欧盟牌照。通常来说，来自任何成员国的一项MiCA授权允许加密公司将其服务“护照化”至整个欧盟区块，这使得希腊的申请对币安更广泛的欧洲战略具有重要意义。值得注意的是，根据MiCA，欧洲央行在形式上无权批准或拒绝加密资产服务提供商的牌照，因此所谓的干预被视为一种政治行为而非监管行动。

币安曾准备宣布重大希腊牌照获批消息

《华尔街日报》引用的文件和消息来源显示，币安认为批准即将实现。据报道，希腊官员在4月份告知币安其申请文件已完备。到了5月下旬，币安起草了一份提及这一里程碑的新闻稿，首席执行官理查德·滕（Richard Teng）也计划前往雅典，与希腊总理进行公开亮相。该公司还在当地设立了币安希腊分部，并正在筹备办公安排，预计此次扩张将带来约2亿欧元的税收贡献和约100个新就业岗位。

为何拉加德反对币安的欧盟牌照？

币安此前的美国监管案件

币安在2023年承认违反美国的反洗钱规则和制裁合规规定，同意支付超过40亿美元的和解金。创始人赵长鹏作为该解决方案的一部分退居幕后，这一历史 reportedly 影响了拉加德的评估。

对美元挂钩稳定币的担忧

第二个据报道的担忧涉及稳定币。拉加德曾公开警告，由Tether和Circle等主导的美元计价稳定币占据了市场主导地位，并可能导致她所称的欧洲“数字美元化”。消息人士建议，授予全球最大的交易所欧盟牌照可能会加速这一趋势，从而削弱欧洲央行的数字欧元项目。

Binance Greece license timeline: Key developments from expected approval to withdrawal date

In April 2026, Greek officials reportedly informed Binance that its application had been completed. In late May 2026, Binance prepared a "major milestone" announcement, and Teng plans to visit Athens. In early June 2026, it was reported that Greece notified the Digital Finance Committee of the European Securities and Markets Authority (ESMA) of its intention to approve. In June 2026, the Wall Street Journal reported that Lagarde opposed the approval. On June 24, 2026, Binance withdrew the Greek application before the formal decision. The MiCA transition deadline of July 1, 2026 limits Binance's ability to provide services to EU users without a license. The Wall Street Journal report on September 17 - 18, 2026, renewed public attention to the alleged intervention. MiCA licensing mechanism and the role of the European Central Bank

According to MiCA, national regulators, not the European Central Bank, decide whether to issue crypto licenses. Greece's National Capital Markets Committee (HCMC) maintains that it independently reviewed the application of Binance in accordance with Greek and EU law. Even so, reported political pressure highlights the debate in Brussels on whether the European Securities and Markets Authority (ESMA) should directly supervise the largest crypto companies, rather than decentralizing oversight among 27 national agencies.

Binance withdraws application before formal rejection

Binan withdrew the document on June 24, citing the status and timetable of the Greek process rather than external pressure. Gillian Lynch, head of Binance Europe, disputed the Wall Street Journal's claim that its description of the review and handling of certain accounts was inaccurate. The exchange continues to serve selected EU users through offshore and reverse solicitation arrangements that are not covered by official MiCA passports.

Digital euros and stablecoins add another layer of complexity to the currency security controversy

In addition to the exchange itself, this incident highlights widespread European anxiety that foreign currencies stablecoins may undermine monetary sovereignty. Especially as the European Central Bank advances its digital euro pilot expected in the second half of 2027.

What are Binance's EU expansion prospects after Greece's setback?

Currently, Binance still does not have a valid EU license, and it is reported that it is instead exploring obtaining authorization through France. As EU lawmakers continue to debate ESMA's expanded regulatory role (the consultation period ends September 30), it remains to be seen whether the so-called Lagarde intervention will set a precedent for future crypto licensing decisions.

Conclusion

据报道阻碍欧盟牌照申请的行为，说明了国家许可机构、欧洲央行货币政策目标以及欧洲对稳定币不断演变的立场之间的摩擦。虽然核心主张基于《华尔街日报》的消息来源，且未被官方机构证实，但这个故事为政治考量如何塑造欧盟范围内的加密监管增添了一个值得注意的章节。

YMYL免责声明：

本文仅供参考，不构成财务、法律、投资或监管建议。细节基于《华尔街日报》及其他引用来源的报道，未经欧洲央行、希腊政府或希腊国家资本市场委员会独立核实。加密货币市场波动性极大，存在显著风险。本文内容不应被解释为投资建议。在进行任何财务决策之前，请务必自行研究。