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XRP Ripple CEO Brad Garlinghouse: XRP is expected to reach a market value of US$10 trillion
Brad Garlinghouse, CEO of Ripple Labs, believes that XRP is steadily moving towards its goal of US$10 trillion market value. In a podcast shared on Platform X today, he said that this vision is possible.
While many cryptocurrency traders may find this bold prediction impossible, Garlinhaus firmly believes it can be achieved because positive, developing catalysts are at work. Garlinhouse's analysis is based on the background of XRP's current total market value of US$88.89 billion. Looking back at history, the asset's market value in January 2017 was only US$232 million; its valuation soared to US$15 billion in 2019 and climbed further to US$18 billion in 2020. By 2024, the asset will be valued at around US$34 billion.
XRP has seen a strong rebound after a major legal victory over the U.S. Securities and Exchange Commission and a shift in the U.S. legislative environment. As of the end of 2024 and the beginning of 2025, the market value of this asset has soared sharply, once surpassing Tether and Solana, ranking among the top three in the crypto market.
Why XRP is destined to hit the trillion-dollar mark
Given the above growth momentum, Garinhaus believes the asset is moving towards a market value of US$10 trillion and its price will reach US$179.50 in the next 10 to 15 years.
The executive listed key factors that could push the XRP market to $10 trillion. First, he pointed out that the Trump administration is not only an accelerator of growth in the entire cryptocurrency market, but also paves the way for XRP to respond to previous legal disputes with the SEC. Galinghouse believes that by advocating clearer and more supportive regulatory policies, pro-cryptocurrency administrative stances will continue to accelerate the growth and adoption of cryptocurrency assets.
He specifically pointed out that the CLARITY Act will bring the certainty regulators expect, which is a key element that institutional investors have been waiting for in the crypto market for a long time. In the past, markets have taken years to overcome this key obstacle: unclear rules. According to Ripple's CEO, the CLARITY Act will change that by reshaping the way organizations interact with digital assets, including XRP.
In addition, the executive believes that XRP will see significant expansion in value due to its recognized role in cross-border payments and liquidity management. XRP is widely regarded as a fast, low-cost bridging currency for cross-border payments, which distinguishes it from other cryptocurrencies. As a result, many banks and financial institutions use Ripple's blockchain to drive international settlement solutions and reduce bank transfer fees.
Institutional and regulatory engagement will stimulate growth
In short, Ripple's CEO lists supportive regulation, institutional adoption and an improved global liquidity cycle as key catalysts for moving XRP towards a $10 trillion valuation.
Against the backdrop of increasing participation in the crypto market, the possibility of XRP achieving a market value of US$10 trillion in the next 10 to 15 years is becoming increasingly realistic. Supporting regulation, expanding institutional participation and continued innovation in blockchain infrastructure are the main drivers of this growth.
As the upcoming CLARITY Act is expected to inject great enthusiasm into the market, according to Garlinhouse's forecast, XRP may experience an unprecedented bull market, pushing its valuation to US$10 trillion, with a price reaching US$179.50.
