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FollowingStablecom 与 Polygon 达成合作：实现稳定币直接转账至全球180多个国家的银行账户
基于 Unlimit 构建的金融生态系统 Stablecom（@Stabledotcom）已与 Polygon（@0xPolygon）正式达成合作，将稳定币支付功能直接接入银行账户。此次整合支持通过托管钱包向个人银行账户进行 USDT 和 PYUSD 转账，覆盖超过 180 个国家/地区，从而免除了传统流程中所需的中间存款步骤。
用户资产控制权的关键区别
该合作模式的核心亮点在于用户对资产的掌控权。在当前的许多加密货币法币兑换流程中，资金必须经过中间账户才能最终到达银行。而 Stablecom 的实施方式确保用户在交易完全结算前始终保留对资金的控制，从而有效降低了资金在途期间的交易对手风险。
依托 Polygon Open Money Stack 构建
此次整合运行于 Polygon Open Money Stack（OMS），这是 Polygon 专为支付场景打造的底层基础设施。Open Money Stack 将法币出入金通道、钱包基础设施、合规工具、稳定币编排以及链上结算等功能整合为一个开放的垂直一体化平台。据 Polygon 介绍，该基础设施旨在减少企业对多家服务提供商的依赖，简化开发者和企业的运营流程。
Open Money Stack provides licensed cross-border Infrastructure services covering business coverage, currency transmission licenses, Polygon-based stablecoin settlement and local fiat delivery capabilities in international channels in approximately 48 states. For Stablecom, this means that the underlying compliance requirements and banking relationships are handled uniformly by the infrastructure layer, without the need for the company to independently build or apply for relevant licenses.
Open Money Stack integrates digital wallets, fiat gateway services, regulatory compliance features and stablecoin settlement capabilities, allowing companies to minimize the need for integrated interfaces from multiple payment providers. Unlike building closed networks, Open Money Stack is designed to be interoperable, meaning that companies can seamlessly connect to other networks using only the modules they need.
Polygon continues to expand its stablecoin payment landscape
Polygon has been actively expanding its stablecoin payment influence. As of now, the cumulative scale of stablecoin transfers handled by the network has reached US$2.5 trillion, and its surrounding mature infrastructure covers areas such as custody, indexers and compliance providers. Stablecom's cooperation case further enriches this growing wind technology integrated ecosystem.
