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Following超越传统银行体系：尼日利亚女性创业者的金融科技新路径
对于许多年轻的尼日利亚人来说，财务自由意味着在传统银行体系之外，寻找新的赚钱、储蓄、汇款和管理资金的方式。在这场变革的核心，是一批日益壮大的年轻企业家群体，他们围绕金融科技（Fintech）和加密货币构建了自己的商业版图。
其中一位代表人物是贝内迪恩·欧内斯特（Benedine Ernest），她是金融科技平台BennyBit的首席执行官。该平台使用户能够从海外接收资金、管理美元账户、买卖加密货币、发送资金并进行快速支付。贝内迪恩在尼日利亚的加密领域建立了自己的声誉，成为该国颇具影响力的女性加密货币交易商之一。她的经历也折射出整个行业的更广泛转变：历史上由男性主导的行业，正有更多年轻女性围绕区块链、加密货币和金融科技建立事业。
除了运营BennyBit之外，贝内迪恩将自己描述为一位热衷于商业、技术和解决实际问题产品开发的创业者。“我对商业、科技以及构建人们真正能使用的东西充满热情，”她说。
Her entrepreneurial philosophy is rooted in curiosity and desire to grow. She enjoys learning, attempts to turn new ideas into practical solutions, and embraces the experience of gradually sorting things out during exploration. The journey has made her a source of inspiration for many young Nigeria, especially women. Many see her as a model of what technology, entrepreneurship and financial ambition can achieve.
Benedian Earnest's daily and technical life
1. Summarize your morning in one sentence
I get up, pray, go to work, drink water, and start the day.
2. Describe your device configuration
My device configuration is quite simple, but has a lot of functions. I have three mobile phones: two for work and one for personal use. In addition, I have a laptop and an iPad, which I can switch between depending on what I do. I also have a few other productivity-enhancing devices, especially headphones and other devices for listening to music while I work. I like to assign different devices to different tasks, which helps me stay organized and separate my work from my personal life. Music is also an important part of my work routine, so I always have music in the background when I work.
3. What are the most commonly used technical tools/applications at work?
My laptop.
4. What do you do when you need inspiration?
I would watch videos on YouTube of people who have created miracles through business models and watch them make money in one day that some people can make in a year. This reminds me that there is so much worth building and creating.
5. Which mobile app do you live without every day?
BBIT mobile app.
6. What kind of technology solutions do you want someone to create?
is probably an application that integrates all necessary functions in one place. To be honest, if I had to build it myself, I would get it done quickly.
7. If you had unlimited time and money, what problems would you solve? [TAG
I will focus on creating more money opportunities for young people to learn valuable skills and build their own careers, no matter where they come from.
8. Which woman in tech inspires you the most?
Dr. Ngozi Okonjo-Iweala inspires me because of her intelligence, resilience, and impact on a global scale. I admire her for building a career in a field where women-especially African women-are often underestimated. Her experience reminds me that background should not limit how far you can go. I also respect her ability to combine knowledge with action and her continued image of representing Africa on the global stage. She inspired me to think bigger, be consistent, and take myself seriously. Most importantly, her story proved to me that you can achieve success, break down barriers, and create opportunities for others in the process.
9. 哪句深刻的格言最激励你？
“你的人生可能因一个决定而彻底改变。”这句话提醒我，有时只需要做出行动的 courage（勇气）。
10. 你想阅读哪位科技女性的 trivia（趣闻/轶事）？
目前我还没有特定的对象，但我非常希望能发现更多科技界的女性，了解她们的旅程。
