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XRP XRPL verifier Vet interprets Ripple President Monica Long's speech at the Seoul 2026 Conference
Recently, well-known XRPL verifier and commentator Vet focused on interpreting the views expressed by Ripple President Monica Long at the "XRPL Seoul 2026" event. Long provided an in-depth analysis of the key elements driving long-term growth of the XRP Ledger (XRPL) ecosystem and emphasized the core position of liquidity, trust and practicality in supporting the future development of the network.
Insights on practicality and penetration
As president of Ripple, a blockchain-based payment solutions company, Monica Long pointed out that the value of XRP is not just reflected in online transaction fees. She emphasized that institutional-level applications and real-world use scenarios are critical to improving liquidity and increasing on-chain activity on XRP Ledger.
Long cited the "interesting trinity" concept originally proposed by Ripple co-founder Chris Larsen, namely mobility, trust and practicality. She said these three factors have shaped Ripple's strategic direction to expand XRP usage since the company's early days.
According to Long, meaningful use cases can accelerate the popularity of digital assets by connecting demand for blockchain solutions, increasing liquidity, and enhancing network engagement. When practical utility combines use cases, enhanced mobility, and vibrant networks, it creates a flywheel effect that drives popularity. Institutions and start-ups add value to the ecosystem and support a wider range of blockchain activities.
After summarizing Long's views, Vet further highlighted her prediction for the development trajectory of the network to 2027.
Forecast for tokenized assets on XRPL
Long predicts that the value of tokenized real-world assets (RWAs) on XRPL may climb to US$30 billion by 2027. She outlined the growth trend of assets on the Internet: starting with approximately $100 million in tokenized RWAs in early 2025, it is expected to reach $1 billion by the end of 2025.
In his 2026 speech, Long pointed out that tokenized assets have currently risen to approximately US$6 billion. Based on this momentum, she made an estimate of a five-fold increase and said the total is expected to reach nearly $30 billion within a year.
Vet reiterated this ambitious goal as a key expectation for Ripple management for the evolution of XRPL.
Dictionary: Tokenized real-world assets (RWAs) refers to the process of creating digital representations of physical or financial assets on the blockchain, thereby achieving better transferability and liquidity between decentralized networks.
AI proxy transactions are expected to surge
In addition to promoting tokenization, Long also predicts a sharp increase in AI proxy transactions on XRPL. Citing the latest data, she pointed out that approximately 11 million AI-driven transactions have been recorded online.
Long predicts that by 2027, this number could reach or exceed 100 million times, marking a potential tenfold increase in AI-related activity on the blockchain. She said the growing popularity of AI agents may further expand the usefulness and trading volume of XRP Ledger.
With more than 100 million AI-proxy transactions expected, XRPL is expected to achieve significant growth in new blockchain use cases and expansion of network activity.
Small Dictionary: AI proxy transactions involve autonomous software programs driven by artificial intelligence that can initiate or execute blockchain transactions without direct human intervention.
Vet's report connects these predictions to a larger theme of liquidity, trust and real-world applications-elements that, as Ripple executives say, are essential for XRPL to become popular in the coming years.
