Visa survey shows that 56% of Americans are willing to use stablecoins while enjoying bank-level pro

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Visa survey shows that 56% of Americans are willing to use stablecoins while enjoying bank-level pro

2026-09-24 18:28:22

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核心要点

提供商声誉驱动消费者信心

监管框架持续演变

Visa 最新研究显示，若增加类似银行的欺诈覆盖和存款保险，美国消费者对稳定币的使用意愿可能从 36% 跃升至 56%

Morning Consult 受 Visa 委托进行了这项研究，调查时间为 2026 年 2 月 24 日至 3 月 2 日，受访者为 2,192 名美国成年人。近三分之二的参与者（64%）表示，他们对支付系统的信心更多依赖于服务提供商，而非底层技术。超过半数（56%）的受访者在参与研究之前对稳定币一无所知。目前，美元挂钩稳定币的市场市值已超过 2950 亿美元，其中 USDT 和 USDC 占据最大份额。

支付巨头 Visa 本周发布了一项新研究，揭示了如果这些数字资产包含类似银行的消费者保护措施，美国消费者对稳定币的采用潜力巨大。该研究题为《2026 货币流通》，基于涉及 2,192 名美国成年人的 Morning Consult 民调数据。

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