丰田超市新增比特币和USDT支付选项，支持购买丰田产品

Toyosa在玻利维亚引入比特币支付选项，扩展丰田车辆购买的数字资产服务

Toyosa现已接受比特币作为丰田车辆购买的支付方式，这是在推出USDT（泰达币）支付服务一年后的进一步扩展。目前，Toyosa除了接受玻利维亚诺和美元外，还增加了比特币和USDT的支付选项。

该交易由Towerbank处理，而BitGo则提供机构级钱包基础设施、安全性及交易可追溯性支持。2024年，玻利维亚取消了加密货币支付渠道禁令，允许受监管的金融机构扩大服务范围。Toyosa于2025年推出了USDT支付服务，得到了BitGo、Towerbank和Tether基础设施的支持。

Expocruz展会确认本地存在与服务发布

BitGo在其9月2026年的活动日历中将Santa Cruz的Expocruz列入其中，证实了其在当地的业务存在。据Eju TV报道，该公司于9月18日在Santa Cruz举办的Expocruz 2026展会上正式揭幕了比特币服务。Toyosa表示，客户现在可以在购买丰田汽车时选择使用比特币，与玻利维亚诺、美元和USDT并列。

BitGo于9月20日确认了这一安排，指出BitGo Bank & Trust为Toyosa的比特币支付服务提供了机构级的数字资产钱包基础设施。其活动日历显示，该公司从9月18日至9月21日出席Expocruz，进一步证实了其在Santa Cruz的在场情况。

基于2025年USDT部署的延续

Toyosa的比特币服务是在一年前于Expocruz推出的加密货币支付系统基础上的延伸。2025年9月，Toyosa与BitGo、Towerbank和Tether合作，允许客户使用USDT购买车辆、零部件和服务。最初的系统连接了BitGo的钱包和托管基础设施与Toyosa的销售点环境。据BitGo称，客户可以使用USDT进行高价值购买，而数字资产基础设施负责钱包安全和结算支持。

截至9月20日审查的Toyosa在线支付页面仍未更新单独的比特币结账指南，尽管Toyosa和BitGo已宣布BTC购买功能可用。两家公司均未公开披露支持的比特币钱包类型、确认要求、汇率方法或客户是否面临交易限制。此外，Toyosa也未公布比特币销售总额或首位比特币购车买家信息。相比之下，BitGo曾在2025年9月公开表示，随着稳定币服务的启动，玻利维亚首笔使用USDT完成的丰田购车交易已经达成。

Towerbank与BitGo分工明确

Toyosa表示，Towerbank提供交易平台以及数字资产支持和指导；BitGo则为比特币服务提供钱包基础设施、安全性和交易可追溯性。BitGo在9月20日的声明中更具体地描述了其角色，称BitGo Bank & Trust提供了新支付选项所使用的数字资产钱包基础设施。然而，公告中并未说明Toyosa在每次购买后是否保留比特币、是否自动将付款兑换为法币，或采用其他结算安排。

这一区别对于准确描述服务至关重要。现有声明确认客户可以使用比特币付款，但并未表明Toyosa正在将比特币纳入公司金库或以比特币形式持有车辆销售收入。在Expocruz发布会期间，Toyosa集团人工智能总监Edwin R. Saavedra将此次支付发布与玻利维亚的货币历史联系起来，他表示：“从波托西的白银到比特币：玻利维亚再次处于货币历史的前沿。”这代表了高管对该服务性质的定位。

当地媒体报道指出，Towerbank的数字资产业务负责人Johan Hernández和BitGo拉丁美洲业务发展经理Álvaro Olivares是代表Toyosa展示支付安排的两位关键人物。

玻利维亚允许加密交易，但比特币非法定货币

在Toyosa开始接受数字资产之前，玻利维亚的监管环境已发生变化。2024年6月，玻利维亚中央银行（BCB）撤销了第144/2020号决议，授权电子支付渠道和工具用于虚拟资产的买卖交易。这一监管变化结束了此前对通过该国金融系统进行加密相关交易的禁止，但并未使比特币成为玻利维亚的官方货币。

The BCB pointed out that Boliviano remains the only legal tender in the country, and individuals and businesses have no legal obligation to accept virtual assets as a means of payment. Users bear their own risks associated with the use and trading of these assets. After the 2024 regulatory changes, encryption activity has risen sharply. The Central Bank reported that in the first half of 2025, the volume of virtual asset transactions using electronic payment tools reached US$294 million, compared with only US$46.5 million in the same period in 2024. Since the regulatory changes, the cumulative amount of activity has reached US$430 million.

Small businesses in Bolivia are increasingly accepting cryptocurrencies against the backdrop of inflation and U.S. dollar shortages. The report quoted BCB data to show that after the country relaxed previous restrictions, the volume of virtual asset transactions increased significantly. During the same period, financial institutions also entered the market. For example, Banco Bisa introduced virtual asset custody, trading and transfer services after central bank policy changes.

Bolivia is preparing to strengthen crypto regulation

As adoption grows, Bolivia is continuing to develop rules around virtual assets. The National Securities Commission (ASFI) issued consumer guidance in January this year, warning that cryptocurrency exchanges expose users to price fluctuations, counterparty risk and potential losses, even if assets such as stablecoins are designed to track traditional currencies. In addition, Bolivia's financial accounting framework is also deepening into the field of digital assets. The BCB reported that an ASFI resolution in October 2025 added virtual asset accounts, income, loss, custody and management categories to accounting manuals used by regulated financial institutions.

Under an IMF-backed economic reform plan, Bolivia is preparing for stricter crypto regulations. The framework reportedly aims to address issues of supervision and illicit capital flows, but final implementation rules and deadlines had not yet been announced at the time of the report's release. USDT has always been particularly prominent in Bolivia's crypto economy. BCB publishes reference prices for virtual assets and uses Binance peer-to-peer trading data to calculate USDT reference prices. The virtual asset table it publishes includes reference prices for Tether, Bitcoin and Ethereum.

Regional data shows that stablecoins have surpassed Bitcoin in crypto purchases in Latin America. In 2025, tokens pegged to the dollar accounted for 40% of Bitso's purchases, while Bitcoin accounted for 18%. Although these data cover Bitso's market rather than just Bolivia, it reflects trends. Toyosa's latest move expands its payment menu from the dollar-linked USDT service launched in 2025 to Bitcoin itself. As of September 20, the company has confirmed BTC purchase options, but has not publicly released transaction volume, bitcoin-specific processing fees, minimum purchase amount or the first completed BTC vehicle sales record.