DTCPay引入SBI集团作为战略投资者，完成2500万美元A轮融资

新加坡支付企业 dtcpay 完成 2500 万美元 A 轮融资，日本 SBI 集团成为战略锚定投资者

总部位于新加坡的支付公司 dtcpay 宣布已完成 2500 万美元的 A 轮融资。该轮初始由 Vertex Ventures Southeast Asia & India（淡马锡旗下 Vertex Holdings 全资拥有）领投，如今得到了日本 SBI 集团的追加注资支持。dtcpay 表示，此次投资凸显了机构投资者对稳定币支付的日益关注，其目标是将此类支付融入日常金融体系，而非局限于加密货币的边缘市场。

融资核心要点

• 融资完成：dtcpay 已完成 2500 万美元的 A 轮融资，SBI 集团作为战略锚定投资者加入。
• 投资方构成：Vertex Ventures Southeast Asia & India 负责了今年 4 月部分的领投，Genedant Capital 和现有投资者 Kwee Liong Tek 也参与了本轮投资。
• 产品定位：公司将平台定位为“无缝且易于访问”的稳定币支付方案，而非仅面向加密货币用户的体验。
• 商户覆盖：据称 dtcpay 的 Visa 卡支持在超过 1.5 亿个商户地点使用法币和稳定币进行消费。
• 合规运营：公司在 Singapore（新加坡）和 EEA（欧洲经济区）持有牌照，专注于受监管的支付服务。

SBI Group joins Series A financing

dtcpay pointed out that this round of A financing was led by Vertex Ventures Southeast Asia & India, which is affiliated with Vertex Holdings, which is entirely owned by Temasek Holdings. The company said the financing comes at a time when stablecoins are increasingly discussed in the traditional financial industry-especially as settlement speed and the efficiency of cross-border transfers are crucial.

The addition of Japanese financial giant SBI Group has added more institutional weight to this round of financing. SBI Group has an extensive business presence in banking, securities, insurance, asset management and digital assets, which will provide dtcpay with additional industry exposure and resource support as it expands its payment channels.

dtcpay emphasized in a statement that the financing was not to maintain existing operations. "We are not raising this money to maintain what we have built, but to fundamentally change the way money flows across borders," said founder and CEO Alice Liu.

Moving from crypto payments to stablecoin-centered transactions

dtcpay's core selling point is to use stablecoins as a payment layer that allows them to integrate with consumer spending, rather than requiring users to proactively manage their cryptocurrency portfolios. Previous reports have shown that dtcpay has launched in-store and online trading systems that support fiat and cryptocurrencies. Subsequently, the company shifted to trading that only supported stablecoins in 2024, including support for stablecoins, rather than volatile assets such as Bitcoin.

This shift is critical to popularity because stablecoins are more in line with most users 'experience of pricing and budget management-where volatility is a key point of friction. Dtcpay's current positioning suggests that the company is adapting product design to the needs of regular business: making payments behave more like digital currencies than speculative assets.

Visa cards designed specifically for fiat and stablecoin consumption

A key element of dtcpay's market strategy is its Visa card. The company said the card supports consumption in fiat and stablecoins at more than 150 million merchant locations around the world. This distribution signal is one reason why dtcpay describes stablecoin access as "seamless and easy to access" in a daily environment, rather than being limited to cryptocurrency native locations.

For investors and market observers, this approach highlights the operational challenge behind many of the stablecoin payment narratives: how to transform the back-end token settlement concept into a front-end experience that allows consumers to use it without changing their payment habits. Visa merchant coverage mentioned by dtcpay suggests that the focus is on large-scale real-world availability and merchant acceptance.

Compliance footprint in multiple jurisdictions

dtcpay also highlights its regulatory positioning. The company said it has obtained permission from the Monetary Authority of Singapore (MAS) and holds an e-money institution license in Luxembourg. In addition, the company claims that it is authorized to provide regulated payment services throughout the European Economic Area, while maintaining licenses and registrations in Hong Kong, Australia, the United States and Canada.

It is worth noting that Genedant Capital, which participated in this round of investment, is described as a fund management company in Singapore licensed by the Monetary Authority of Singapore, with assets under management and consulting of more than US$2 billion. Genedant's participation adds a layer of compliance-focused financial support to the strategic capabilities dtcpay seeks.

From a practical perspective, the regulatory footprint is one reason why institutional investors are now more willing to participate in stablecoin payment start-ups, unlike in the early crypto cycles. While stablecoins themselves remain the focus of policy debate globally, regulated payment licenses and cross-border authorizations can reduce uncertainty about how value flows and how customer funds are handled.

As dtcpay leads SBI Group and previous lead investor Vertex Ventures Southeast Asia & India to advance this Series A funding, users and markets will next focus on how quickly the company can expand stablecoin enabled payment capabilities within its licensing framework and whether more mainstream financial institutions are following this path.