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Circle 和 Tereina 将 USDC 和 EURC 支付引入 SAP 工作流

2026-10-08 08:12:58
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Circle and Tereina bring compliant stablecoin payments to SAP systems

Circle and Tereina are integrating regulated stablecoin payment capabilities into SAP systems used by eligible business customers. The two companies will integrate USDC (U.S. dollar stablecoin) and EURC (Euro stablecoin) into SAP Pay and SAP Cloud ERP platforms through Tereina's payment infrastructure. This agreement enables the seamless integration of blockchain settlement with the company's existing payment, fund management and accounting processes.

USDC integrates into SAP enterprise payments workflows

Circle and Tereina announced the integration plan on October 7 as part of their broader enterprise payments initiative. Under the agreement, eligible businesses can send and receive USDC through applications that are already connected to their financial operations. This means that companies can directly use dollar-denominated stablecoin payment services without building a separate blockchain payment infrastructure.

USDC will support corporate transactions that have traditionally been processed through the U.S. dollar banking system and payment channels. Tereina is responsible for connecting these transactions to SAP applications while ensuring that existing financial workflows of corporate teams are not affected. Therefore, the finance department can manage existing payment and fund management processes while coordinating the handling of stablecin settlement matters.

The partnership also allows Circle to reach more broadly companies using SAP's enterprise software network. SAP technology supports companies 'financial, supply chain, procurement and commercial operations in many industries around the world. As a result, Circle can promote USDC to corporate customers without making major changes to the company's core business software.

EURC expands euro stablecoin payments through SAP

EURC will provide a euro-denominated component of the new stablecoin payment infrastructure. Businesses using supported SAP applications can process eligible euro transactions through Tereina while maintaining familiar enterprise finance systems. This model links regulated digital currency payments with existing accounting and money management operations.

In addition, the integration could also support cross-border transactions, enabling businesses to settle digitally without relying on standalone crypto applications. Businesses can use EURC in managing the same infrastructure as other businesses for financial activities and payment needs. At the same time, Tereina plans to make stablecoin functionality a standard feature in supported enterprise applications.

Circle is also committed to strengthening the regulatory positioning of its stablecoin business in its major international markets. The company recently called for changes to specific stablecoin provisions under the framework of the European Union's Cryptocurrency Markets Regulation (MiCA). As a result, broader adoption of EURC at the enterprise level will complement Circle's efforts to expand its regulated euro digital payment infrastructure.

Arc network supports settlement, helping Circle expand its corporate influence

Arc 将成为 Circle 与 Tereina 之间支付安排的首选区块链网络。该网络将支持结算过程,而企业用户仍可继续使用熟悉的 SAP 关联系统,而非单独的区块链界面。这种架构使企业能够将数字结算与既有的企业控制措施及运营流程相结合。

Circle 和 Tereina 还计划在早期推出阶段,与选定客户开展价值验证项目。此外,两家公司旨在培训负责管理新支付能力的资金管理和支付专家。这些项目将帮助企业团队理解结算流程,并将稳定币整合到现有的财务操作中。

随着采用率的提升,两家公司还计划与支付提供商及其他生态系统合作伙伴共同协作。他们的合作重点将集中在利用稳定币进行支付结算、资金管理及企业资金的跨境流动。此次合作不仅延伸了 Circle 的企业战略,也为 SAP 关联企业提供了另一种使用受监管数字货币的途径。

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