Comparison of cryptocurrency tax software: Fees for a tax year by Blockpit, Dively, Waltio and Coinp

Disclaimer: Content does not constitute investment advice. Trading involves risks—please invest with caution!

People holding crypto assets in Germany need to maintain a complete record of each transaction for tax returns: date, time, event type, quantity, euro exchange rate at the time of the transaction, and platform. If there are only a few hundred records, manual operations can be barely completed, but if there are more than this number, it is almost impossible. This is why crypto asset tax software exists, and why it is necessary to understand the costs of these programs.

This article is not a test. We did not create user accounts and did not generate any tax reports. The following content is based on price and feature comparisons on the public pricing page. Cryptoticker.io compiled this survey on August 14, 2026.

Cryptotax software: Why prices depend on transaction volume

Among the four suppliers surveyed, the pricing logic was the same, even if each of the charging plans had different names. Fees are calculated based on the number of transactions in the relevant tax year; there is no impact on the value of the portfolio or the number of exchanges connected. Blockpit makes this clear on its pricing page.

This has a disturbing consequence for users who trade frequently. People who hold 800 euros in Bitcoin and buy it every month only pay the lowest fee because there are only 12 transactions. For those who actively adjust positions, collect pledge rewards, and run DeFi positions with the same funds, the number of transactions will reach four digits, and the fees they need to pay will increase exponentially.

The second difference will be more expensive over time than the charging plan itself: Some vendors sell once per tax year, while others use an annual subscription basis. One-time purchases only need to be paid for the year in which they actually need to be declared; subscriptions will continue to be deducted until the user cancels.

Blockpit: One-time purchase per tax year, 49 to 549 euros

Blockpit sells tax reports as a one-time purchase per tax year. Its German pricing page is divided into five levels: Small (50 transactions) 49 euros, Medium (1000 transactions) 99 euros, Large (3000 transactions) 149 euros, X-Large (10000 transactions) 229 euros, and XX-Large (more than 10000 transactions) 549 euros.

Portfolio tracking itself is free to use; only if a report needs to be generated for a particular tax year. Two additional features are not included in the base price: Blockpit Plus is 3.99 euros per month, charged at 47.90 euros per annual subscription, and is automatically renewed based on the pricing page. Proof of source of funds (used to prove the origin of assets to banks and exchanges) is charged € 19.99 per credit report.

Relevant for German users: Blockpit clearly bases itself on official rules issued by the German Federal Ministry of Finance on its pricing page and lists Germany among the ten countries that provide tax optimizations and official tax forms; overall, the supplier claims to provide tax reports from more than 100 countries. In addition, exporting CSV files for common tax procedures such as WISO Steuer is also supported.

Dively: Four price levels, ranked by transaction volume

Dively also charges a one-time fee per tax year and claims that it will only pay for the years for which it is required to declare. Its German pricing page displays four levels: Free (0 euros), Essentials (39 euros), Expert-Check (99 euros), Rundum-sorglos (599 euros).

The three payment levels themselves are graded according to transaction volume, divided into no more than 100 transactions, no more than 1000 transactions, no more than 10000 transactions, and no more than 100000 transactions (within the tax year). Therefore, the quoted price is the starting price for entry into the tier and not the final price for all trading volume within the tier. Portfolio tracking remains free regardless of the number of transactions.

Waltio: Annual subscription, 39 to 999 euros, including ELSTER guide

Waltio adopts a subscription system. Its German pricing page lists five levels and corresponding annual transaction caps: Free (0 euros, no tax-related transactions), Lite (39 euros, 50 transactions), Starter (99 euros, up to 1000 transactions), Smart (249 euros, 10000 transactions), Unlimited (999 euros).

The highlight of Waltio is not so much the price as the distribution of functions at each level. DeFi tracking and automated profit and loss calculations are missing at the lower levels, while tax filing guidance starts at the intermediate level. Proof of funding sources and support during tax audits are provided only at the most expensive levels. For the German market, Waltio has its own ELSTER guide.

Of the thirteen pricing pages obtained, seven are not allowed to be accessed automatically.

Coinpanda: Pricing in US dollars, no German tax form

Coinpanda is different in two ways. First, the vendor bills in U.S. dollars: Hodler $79 per year (100 transactions), Trader $149 per year (1000 transactions), Pro $249 per year (3000 transactions), and Satoshi $389 per year (20000 transactions). The excess will be capped at US$0.69 for every additional 100 transactions. According to the pricing page, the statistics are based on the number of transactions in the previous calendar year.

Secondly, this is even more important for German investors: Coinpanda said in its FAQ that it supports all countries that allow the use of FIFO, LIFO or ACB as an acquisition cost determination method. In addition, the supplier lists eight countries with dedicated support: the United States, Canada, Australia, the United Kingdom, France, Italy, Ireland and Japan, as well as more than sixty other countries with general support forms. Germany is not on this list.

Since Germany allows FIFO, it is within the scope of general support. However, on the page surveyed, the supplier did not commit to provide a form that complied with Germany's Annex SO. This is a matter of applicability, not a procedural flaw. If users desire a complete German-style form, they should consult the supplier on this issue before purchasing.

Price comparison: Prices for 1000 transactions per supplier

Comparing charging scheme names can be misleading because each supplier is divided differently. So we use a fixed number: 1000 transactions in a tax year, because this number forms a fee tier boundary for three of the four suppliers.

three of the four suppliers are priced at € 99, which seems to be market pricing for a mid-range user group. The difference is that Blockpit and Dively are settled once in the tax year, while Waltio is a continuous subscription. If you only have two years to declare out of five years, the cumulative fee is approximately € 300.

However, price itself is not the decisive factor. The pricing page cannot tell you how reliable a particular exchange's import function is; in practice, this is more important than a twenty-euro difference. Before purchasing, please check whether your trading platform is connected. Knowing which regulated crypto exchanges can be used in Germany is more helpful than any price list.

Seven of the thirteen pricing pages are blocked from automatic grabbing

Disclosure methods also need to explain which operations failed. On August 14, 2026, we visited the pricing pages of thirteen crypto tax software providers. Six returned HTTP status of 200 and was evaluable. Seven returned to status 403, even though the browser ID and Cookie storage were used on the second attempt.

Pricing pages for CoinTracking, Koinly, CoinTracker, Accoting, CryptoTaxCalculator, Awaken.tax and TokenTax are not available. This is not an accusation: commercial providers often take measures to prevent automatic access, and these pages are fully accessible in the browser. But for the purposes of this survey, this means that we cannot provide any information we have seen with our own eyes about the prices of those seven suppliers. Therefore, we do not quote any data for them.

Of the six pages accessible, we evaluated four: Blockpit, Dively, Waltio, and Coinpanda. Kryptos and Recap did return to status 200, but were obviously not specific to the German form requirement and were therefore excluded. Therefore, the sample covers four suppliers and does not provide a complete picture of the market. The pricing page may also change at any time: all information above reflects the situation as of August 14, 2026.

Quotes are comparable only under the same quantity criterion: that is, the price per tax year under the same transaction quantity.

FIFO, holding period, and annex SO: The software must meet the requirements of the tax authority

If the data ultimately generated by the program is not accepted by the tax authority, then whether it charges € 49 or € 249 is secondary. Therefore, before making a choice, there are three requirements worth checking.

First, the calculation method of acquisition cost. In Germany, crypto assets are usually calculated according to the FIFO principle, that is, units purchased first are regarded as units disposed first. A procedure based solely on average costs is not helpful here.

Second, the holding period. Under Section 23 of the German Income Tax Code, gains from private disposal transactions are exempt from tax if the interval between purchase and disposal exceeds one year. The software must be able to track the holding period of each component in the portfolio, otherwise you will calculate gains that are not taxable at all. How controversial this rule is politically can be seen in our comparison of the two tax models.

Third, the output format. Starting from the 2026 tax year, Annex SO contains entries specifically for crypto assets. If the program provides only one column of numbers and does not assign it to the corresponding row in the table, it is just putting off work.

DAC8 and the Crypto Asset Tax Transparency Act: It is no accident that the issue of recording

should be taken seriously now. Starting from January 1, 2026, Germany has implemented the Crypto Asset Tax Transparency Act, which implements EU Directive DAC8. Suppliers registered in the European Union will henceforth automatically report customer transaction data to tax authorities; the first data transfers are planned for 2027.

For the current tax year, this creates a data set that the tax authority obtains independently of your declaration. Anyone who compiles their data in the summer of 2027 will face a data set that has already been archived. Therefore, the time to choose the program is now, not a filing deadline: the software must cover the entire year of 2026, and the earlier it runs, the fewer incidents will require post-facto traceability.

If the trading platform later ceases to exist, traceability becomes difficult. Those who hold assets on an exchange often no longer find the export button if the exchange stops operating or removes token trading. Please export transaction data while you still have access. The same principle applies to assets you transfer to your hardware wallet: transfers between owned addresses are not sales in the tax sense, but must be recorded.

What tax procedures cannot do

One limitation should be clear: these procedures are responsible for calculations and do not provide advice. Once they deviate from the simple logic of buying and selling, they make assumptions. In areas such as pledges, lending, airdrops, hard forks, liquidity pools and derivatives, tax treatment may be controversial in individual cases. Those holding any of these assets on a larger scale should ask a tax consultant to review the results.

Choose crypto tax software: Points to remember

First count the number of your transactions, and then find the corresponding charging plan. The price depends on this number, and most providers can show it through free portfolio tracking before you pay. Which programs provide this functionality and what interfaces they have can be found in our overview of crypto tax tools and portfolio trackers.

Weighing one-time purchase versus subscription. If declarations are only required in individual years, purchasing in the tax year is a cheaper option over multiple years. Please calculate based on your holding period and store the assets you plan to hold for a long time in a suitable hardware wallet.

Get data from trading platforms before you need it. Export the trading history of each exchange you have been active on and save it independently of the program. If you happen to be sorting out, it's also valuable to check against regulated crypto exchanges, whose data export capabilities will be permanently available.

(As of August 14, 2026. This article does not constitute investment advice. Price and fee structures may change; please verify terms with your supplier before purchasing.)