How high can the XRP price rise this week?

XRP opened at about $1.36 in the new week

XRP fell about 3.5% last week, but prices remained within the broader range that controlled most of September's trading hours. In the previous weekly outlook, the benchmark was that XRP would continue to fluctuate between $1.33 and $1.48 until the buyer or seller regained control. This judgment proved to be accurate: XRP has stayed within the area and is currently trading at prices closer to its lower boundary.

The key question this week is whether the $1.33 - 1.35 area will attract buyers again, or whether XRP is finally ready to break down the range.

XRP prices trapped below US$1.40

The 2-hour XRP/USDT chart shows that the market is having trouble maintaining directional momentum. XRP once rose to about $1.55 at the end of August, and then gradually weakened. On September 2, it bottomed out around $1.3085 and rebounded back to about $1.47, before moving sideways mainly in the range of more than $1.30 to early $1.40 during the week.

The second attempt to rise around September 11 briefly pushed the XRP price above US$1.40, but the rally was quickly rejected. The current token price is close to $1.365. This leaves immediate support of $1.35 - 1.36, followed by the more important $1.33 area. If the region loses, the next major support will be $1.3085 near the September low.

At the top,$1.38 - 1.40 is the first hurdle. XRP needs to clear the $1.43 - 1.45 area before it can challenge the upper end of the near-term range, around $1.47 - 1.48. Source: CoiniAnk's breakthrough of $1.48 will substantially improve chart shape and may bring $1.50 and highs near $1.55 at the end of August back into view.

RSI, MACD and CCI show that XRP lacks strong momentum

Momentum indicators support the view that XRP is still in a consolidation period. The chart shows that RSI readings are concentrated around 48 - 49. This is almost perfect neutral state, indicating that neither buyer and seller currently has strong momentum. XRP is also far from being in the traditional overbought or oversold area.

MACD was also flat. The MACD line is only slightly above the signal line, while the histogram is almost positive. This leaves a slight bullish bias, but because the reading is very close to zero, it does not yet provide evidence of strong upward movement. CCI is located near +20.7, which is also an essentially neutral reading. If it rises above +100, it indicates strong upward momentum; if it falls below-100, it points to significant bearish pressure.

Taken together, these three indicators tell a similar story: XRP is consolidating rather than showing a strong trend. For bulls, this means that the price itself needs to provide the next signal. If we can recover $1.40 or even $1.45, it will be much more significant than the current indicator reading.

Ripple has institutional credit as a major opportunity for XRPL

Although XRP prices remain calm, development around XRP Ledger (XRPL) continues. Jasmine Cooper, product leader at Ripple XRPL, pointed out that institutional credit could be an important use case for the network.

The upcoming lending structure combines the XLS-65 Single Asset Vaults and the XLS-66 Lending Protocol. Single-asset vaults pool liquidity, and XLS-66 is designed to enable fixed-term unsecured loans based on funds from these vaults. Credit evaluation and risk management are still carried out offline, while loan terms and repayment mechanisms can be run on the books.

This design is mainly aimed at the institutional credit market, rather than the traditional crypto lending market, where borrowers often need to pledge more collateral than the value of the loan. It should be noted that these amendments still depend on XRPL's governance and activation requirements. Ripple's documentation on Lending Protocol V1.1 describes the new version as extending the single-asset treasury and lending system with closed-end treasury and updated cash-based accounting.

If adopted and used on a large scale, the protocol could broaden the scope of operations that financial institutions can conduct directly on XRPL. However, additional network capabilities do not automatically equate to increased demand for XRP, so their impact on token prices ultimately depends on actual adoption and how XRP is used in these markets.

Ripple clarifies the regulatory structure of RLUSD

Ripple has also released new guidance on how it views the regulatory framework around stablecoins, using RLUSD as an example. RLUSD is issued through Standard Custody & Trust Company, which operates under a limited purpose trust charter issued by the New York State Department of Financial Services (DFS). Its reserves are held separately from the issuer's other assets, with BNY acting as the main reserve custodian.

Ripple also received conditional approval from the Office of the Comptroller of the Currency (OCC) in December 2025 to establish Ripple National Trust Bank. The word "conditionality" is important. Ripple's latest guidance emphasizes that this is part of a multi-stage federal licensing process, rather than a completed national bank licensing. If finalized, the structure would add federal OCC oversight to the existing New York framework rather than replace it.

For XRP investors, this connection is indirect. Expansion of RLUSD can increase activity on Ripple's broader infrastructure and XRPL, but higher RLUSD usage should not automatically be seen as a direct XRP buying behavior.

XRP's price forecast this week

The most likely scenario remains continued range trading until XRP prices break one of their established boundaries. Our benchmark for the week is that XRP is trading mainly between $1.33 and $1.45, and if buyers regain control above $1.40, there is a possibility of another attempt to hit $1.47 - 1.48.

The bullish scenario starts with a continued breakout of $1.40. Clearing $1.43-$1.45 would strengthen this trend, while a breakthrough of $1.48 could open the door to $1.50 and eventually hit the recent high of $1.55. If XRP finally breaks out of its current range, then $1.50 - 1.55 will be the realistic upper target for the week.

The bearish scenario starts below $1.33. A clear break there would put the September low of $1.3085 back into focus. A break below $1.30 would represent a more serious deterioration and could expose the upper end of the $1.20 + region.

However, for now, the neutral RSI, flat MACD and sluggish CCI of the XRP do not point to the upcoming sharp swings in any direction. So the key battle is simple: The bulls need to defend $1.33 - 1.35 and recover $1.40. If they can do that,$1.45 and $1.48 will become achievable goals this week, while $1.50 - 1.55 represents a more optimistic scenario. If $1.33 falls, attention will quickly return to $1.30.