Claude AI predicts XRP's highest gain in the next bull market

Ripple (XRP) enters a critical period when regulation, institutional needs and network utility converge.

Ripple (XRP) is entering a period where regulatory policies, institutional needs and network utility may collide. The token is currently trading at approximately $1.42, up 0.56% in 24 hours. Prices had previously gained support around $1.30, but remained below the resistance range of $1.50-$1.60. Demand for ETFs has added weight to bullish views, with XRP funds attracting about $159 million in inflows last month and inflows exceeding $13 million this month, while the amount of XRPs held on exchanges is also declining.

The biggest recent catalyst was the September 15 procedural vote on the CLARITY Act, which is expected to provide further regulatory certainty. Given the role of these factors, we asked Claude AI how high the price of XRP might rise in the next bull market. Depending on whether multiple catalysts appear at the same time, prediction scenarios range from $2.00 to more than $8.00.

What factors will drive XRP in the next bull market?

The September 15 CLARITY Act vote could be one of the most important catalysts for XRP. Clear commodity attributes will reduce regulatory uncertainty and may make it easier for institutions to consider including XRP in their investment portfolios. At the same time, Nasdaq Rule 5711(d) has recognized XRP as a commodity-based digital asset along with Bitcoin and Ethereum. ETF demand provides another measurable source of funding: Since its launch in November 2025, spot XRP ETFs have accumulated net inflows of approximately US$1.68 billion, of which Goldman Sachs holds approximately US$87.4 million in XRP ETF exposure.

Internet development may also bring another source of demand. The proposed XRPL 3.3.0 confidential transfer feature will use encryption to hide the token balance and transfer amount, while keeping the address and token type visible. This feature is designed to serve institutional-level multi-function tokens and requires the support of at least 80% trusted verifiers for two weeks before activation. XRPL currently has more than $530 million in tokenized real-world assets, providing a measurable target market for the upgrade.

XRP is also extensively involved in the broader payment and tokenization markets. Ripple is targeting channels that process trillions of dollars in cross-border payments, while SWIFT processes approximately $400 billion in cross-border payments every day. Global stablecoin trading volume has reached approximately US$33 trillion, creating a huge pool of liquidity for blockchain-based settlement infrastructure. Supply chain data on the chain has reportedly reached approximately 500,000 records and is anchored on Cardano, indicating that blockchain infrastructure is entering the realm of enterprise data applications, although this does not directly create demand for XRP.

What might hinder the development of XRP?

XRP prices still face multiple obstacles. Macro conditions and interest rate expectations could limit appetite for risky assets, especially if inflation forces central banks to remain cautious. Liquidity is another concern, as Ripple (XRP) trading tends to rely heavily on derivatives, which means a rebound could be difficult without sustained spot demand. Bitcoin remains the main influencing factor. Historically, Ripple (XRP) has been traded as a high-beta cryptocurrency. If Bitcoin weakens, it will be more difficult for XRP to achieve independent breakthroughs. From a technical perspective,$1.35-$1.50 remains an important resistance area, and $1.60 will become the next major obstacle.

Claude AI predicts upper limit on XRP prices

Claude's conservative scenario positions XRP at $2.00-$2.20. This scenario assumes that the CLARITY Act is progressing smoothly but takes time to implement, that confidential transfers do not meet the 80% verifier threshold, and that ETF inflows remain around $13 - 20 million per month. XRP first needs to break through $1.60 and then slowly move towards $2.00. Source: ClaudeAI

Target prices for moderate scenarios are $3.50 - 4.50. In this scenario, the CLARITY Act clarified the commodity attribute language, the ETF Asset Management Scale (AUM) climbed to more than $2.5 - 3 billion, Goldman Sachs increased its exposure, and the confidential transfer function reached the verifier threshold. XRP will break through $1.60 first, test $2.50 - 3.00, and then possibly move towards $4.50.

Aggressive scenarios can cost more than $6 - 8. This requires a complete combination of catalysts: clear regulations, activation of confidential transfers, rapid growth in existing US$530 million + real-world asset markets, accelerated ETF inflows, an expanded SWIFT-Ripple settlement pilot, and a broad altcoin bull market. Claude believes that under this scenario, XRP will first break through the previous all-time high (ATH) of $3.84, and then extend its trend to $8.

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What is the value of XRP under Claude's target price?

Based on approximately 59.4 billion XRPs in circulation, a price of $2.00 means that the market value is close to $119 billion. At $4.50, XRP is worth approximately $267 billion, close to the size required for major large crypto assets.

At $8, the implied market value rose to $475 billion. This makes aggressive goals far more demanding than simply repeating previous percentage increases. XRP requires large capital inflows and continued demand in ETFs, payments and tokenization to support this valuation.

How realistic is Claude's XRP price forecast?

The $2 - 4.50 range is easier to explain than $8 because XRP needs to break through several established resistance levels before reaching these valuations. The $8 target requires the XRP price to rise more than 5.6 times from $1.42 and reach a market value of nearly $475 billion. This was only possible driven by an exceptionally strong encryption cycle combined with a large number of XRP specific requirements.

Our outlook for XRP prices in the next bull market

Our benchmark case falls between Claude's conservative and moderate scenarios. A breakthrough of $1.60 could open up space between $2.00 and $2.20, while a breakthrough of the previous all-time high of $3.84 would put $4.50 within reach. The $6 - 8 range should be considered a high-end scenario, depending on the simultaneous arrival of well-regulated, accelerated ETF inflows, institutional XRPL adoption, and a strong altcoin cycle.

FAQs

How high may XRP prices rise in the next bull market?

Claude AI's scenario shows that in a conservative scenario, XRP is between $2.00 and $2.20; in a moderate scenario, it is between $3.50 and $4.50; if regulation, ETF inflows, XRPL adoption, and the broader crypto market are all aligned, it could reach more than $6 - 8.

Can XRP reach US$8?

In an aggressive bull market scenario, XRP could reach US$8, but this would require a market value of approximately US$475 billion, based on approximately 59.4 billion XRPs in circulation. In addition, XRP needs to break through its previous historical high of $3.84.

What factors will drive XRP prices higher in the next bull market?

The biggest catalysts include the September 15 CLARITY Act vote, continued inflows of XRP ETFs, potential activation of XRPL confidential transfers, growth in tokenized real-world assets, and increased use of Ripple-linked infrastructure in cross-border payments.