Exchange Ranking
Top Exchanges
24h Volume Ranking
Popularity Ranking
Exchange BTC Balance
Proof of Reserves
Decentralized Exchanges
Funding Rate
Funding Heatmap
Liquidation Data
Max Pain
Long/Short Ratio
Whale L/S Ratio
Binance/Okex/Huobi L/S
Bitfinex Margin L/S
ETF Tracker
Solana ETF
XRP ETF
Hong Kong ETF
Bitcoin Treasuries
Crypto Reversal
Ethereum Reserves
HyperLiquid Wallet Analysis
Hyperliquid Whale Watch
Large Transactions
On-chain Movement
Bitcoin ROI
Stablecoin Market Cap
Options Analysis
News
Articles
Economic Calendar
Features
Wallet
Contract Calculator
Security
Collections
Watchlist
Following欧盟银行在MiCA注册名单中的占比大幅攀升
在不到三个月的时间内，银行在欧洲联盟《加密资产市场法规》（MiCA）注册名单中的数量几乎翻了一番，达到约80家机构，使其在已列出的加密服务提供商中的份额接近23%。
注册数据显著增长
根据欧洲证券和市场管理局（ESMA）注册数据的分析，截至9月16日，银行占已列出加密资产服务提供商的比例约为四分之一，而6月26日这一比例约为六分之一。在同一时期内，银行的注册数量增长了约100%，而整个加密资产服务提供商群体的数量则增长了约44%。尽管加密交易所、托管机构和其他非银行企业仍在进入受监管的欧盟市场，但银行依然获得了市场份额的提升。
具体数据显示，从6月26日到9月16日，银行在MiCA注册名单中的存在从约40家增加到约80家。与此同时，已列出的加密服务提供商总数从243家上升至349家。非银行提供商仍占据注册名单的大部分，其数量从约203家增加到269家，但由于银行进入的速度更快，其份额从约84%下降至77%。
德国是新增银行的主要来源
Germany has provided many new bank entry cases, including regional cooperative lending institutions and Deutsche Bank. Not only are Germany's large commercial banks actively participating, but regional cooperative banks have also demonstrated that their expansion is not limited to global financial groups. Local institutions serving retail and corporate customers are adding regulated crypto services through existing banking structures.
For example, Deutsche Bank announced on Wednesday plans to provide cryptocurrency custody services to corporate and institutional customers in Europe and said it expected to receive MiCA approval in October. In addition, in August this year, six banks in the German Rabobank network joined the registration list, including Raiffeisenbank Aidlingen, Ihre Volksbank, VR Bank Mittelfranken Mitte, etc. Previously, Germany had 79 authorized crypto asset service providers, compared with 35 in France and 29 in the Netherlands.
Banks enjoy special access channels
Unlike companies established specifically to provide encryption services, banks follow different authorization processes. According to MiCA Article 60, EU credit institutions can provide crypto asset services at least 40 working days after sending the required information to their domestic regulators. The notice must describe the services to be provided and include information such as governance, internal control, risk management, security measures and customer asset protection. Regulatory agencies will review submissions for completeness before services begin.
这种机制允许信贷机构在不完成非银行企业所需的完整CASP申请的情况下扩展其受监管业务。同时，银行通常已具备合规团队、客户验证程序、资本资源和报告系统，而非银行公司则需要建立或收购许多相同的控制措施以获得并保持授权。
MiCA缩小了银行与加密公司的差距
MiCA的护照化系统允许获得授权的服务提供商在一个成员国批准后在整个欧盟范围内提供服务。自7月1日欧盟过渡期结束以来，全面执行已经开始。ESMA指示未获授权的提供商停止相关服务，制定退出计划，并协助客户将资产转移到有资质的业务或自建钱包中。
目前，超过3,000家加密企业曾通过早期的国家登记系统运营，但到5月仅有194家获得MiCA批准。随着时间推移，注册表上的提供商数量逐步增加，至9月16日已达349家。在此期间，银行贡献了约40家净增机构，而非银行 firm 增加了约66家。虽然非银行企业在总数上仍占优势，但其增长率低于银行。
美国采取不同的监管结构
与美国不同，欧盟通过统一的规则书覆盖受监管的加密服务，并允许已受监管的信贷机构通过40个工作日的通知程序进入市场。而在美国，监管权分散在联邦和州机构之间，依据机构类型、资产类别和服务内容而定。2025年5月，美国货币监理署（OCC）澄清了国民银行和联邦储蓄协会的托管权限，确认受监管机构可在客户指示下执行托管加密资产的买卖。此外，OCC还允许银行将允许的加密活动外包给第三方，前提是保持适当的第三方风险控制。
