需求激增,顶级银行加速深化比特币整合
BH新闻首席战略官Phong Le预测,未来12个月内,银行业将迎来基于比特币服务的最深度整合。他强调,银行不再质疑加密货币的价值,而是受通胀压力、监管环境日益清晰以及直接的客户需求的推动,正积极向这一领域靠拢。
银行服务中的比特币业务势头强劲
Le指出,传统金融与加密货币之间的关系正在发生关键性的演变。在收入方面,银行越来越多地参与提供加密资产托管服务、现货基金交易以及以比特币为抵押的贷款业务。这一转变表明,数字资产已超越了单纯的实验阶段。
Le预测,受通货膨胀、更明确的监管框架以及客户需求增长的驱动,未来12个月可能标志着比特币银行业务采用的显著激增。根据《比特币银行业务采用指数》数据显示,2026年第三季度,全球前30大银行的互动率已攀升至34%。这一数据反映出主要金融机构正在将加密服务转化为更具可见性且能产生收入的业务线。
美国银行领跑行业
A clear regional difference is evident: American financial giants are leading the way. Fidelity ranks first, with a adoption rate of 77%. Followed by JPMorgan (47%), BNY (46%), Goldman Sachs (45%), and Morgan Stanley (45%). During the period when Bitcoin’s price remained above $81,600, these institutions expanded their crypto services. In contrast, banks in Europe and Asia have taken a more cautious approach. Barclays has a penetration rate of 30%, Deutsche Bank at 27%, and MUFG at 18%. They choose to gradually expand their services through targeted and limited initiatives.
Artificial intelligence focuses on scarce assets
. Le suggests that artificial intelligence could put pressure on traditional labor-intensive corporate stocks, thereby driving investors towards scarce assets like Bitcoin, which cannot be easily replicated by robots. Michael Saylor describes Bitcoin as “the original financial energy” that companies can convert into digital currency.
Le还强调,随着人工智能代理在金融系统中的普及,区块链网络有望获得更大的关注度。由于机器人难以在传统银行开设账户,区块链可能成为结算和支付流程更自然的领域。在这个密切关注技术突破点和关键阈值的时代,人们的注意力不仅集中在主要资产上,对投机性领域的兴趣也在迅速积累。例如,“模因代币”市场可以在几天内将互联网趋势转化为数百万美元的利益。据Fomo数据显示,一笔初始投资99美元的Niu Lai交易最终增值至约37万美元,生动地体现了这一活跃趋势。投资者不仅关注代币价格,还密切关注交易时机和所选代币,这种跟踪方式正受到越来越多的关注。凭借社交动态、投资者排名和交易通知功能,Fomo应用将代币发现与交易整合在同一平台上,帮助用户随时掌握模因代币的最新趋势。
从战略角度来看,尽管市场仍处于早期阶段,但不确定性已基本消散。观察者们正期待看到欧洲资本是否能填补空白,以及华尔街机构是否会进一步巩固其在sector中的地位。

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