USDT资产规模达940亿美元，US Bank Rail接入TRON加入Polygon开放货币栈

TRON joins Polygon's Open Money Stack, US$94 billion USDT gets access to U.S. Bank Channels

This integration allows USDT holders on the TRON network to transfer funds to regulated U.S. payment channels through Polygon's infrastructure. Polygon has included TRON in its "Open Money Stack," a toolset designed to connect blockchain-based stablecoins to regulated payment systems. The expansion connects the USDT supply circulating on the TRON network (estimated at nearly $94 billion) with the settlement track used by the U.S. banking industry.

Infrastructure and Compliance

The "Open Money Stack" is the infrastructure for transferring stablecoins between crypto networks and traditional finance and is designed to support payment, settlement and other payment processes that require compliance with Bank of America standards. By increasing support for TRON, Polygon has expanded its services to one of the networks that holds the largest share of the circulating USDT in the world.

TRON has long been the preferred network for USDT transfers, especially in areas where transaction costs are low and settlement speed is crucial. Previously, most trading volume had been outside of traditional banking infrastructure. According to relevant reports, the integration provides TRON based USDT holders with a more direct path to access regulated U.S. payment channels.

Strategic Significance and Cooperation Trends

Polygon's strategy reflects the trend of blockchain infrastructure provider broker to position itself as the connecting link between cryptocurrency liquidity and the banking system. Polygon no longer competes solely for transaction speed or fees, but instead emphasizes interoperability and compliance compliance payment tracks. This measure aims to make stablecoins not only used for transactions, but also suitable for scenarios such as daily payments and payroll payments.

In addition, TRON's addition also marks a possible shift in cooperation among competing blockchain ecosystems in payment infrastructure. Although TRON and Polygon have historically operated as independent ecosystems with different user groups and technology designs, connecting them through a shared payment layer suggests that stablecoin settlement is becoming an area where networks seek common interests because of cross-chain liquidity fragmentation has been a continuing pain point for stablecoin adoption.

Market Impact and Application Prospects

Regulated U.S. payment tracks typically require stricter compliance checks, including identity verification and compliance with banking rules, than open blockchain transfers. Introducing USDT liquidity on TRON into this environment may make it easier for companies and institutions to use stablecoins for payroll, supplier payments, or cross-border settlements while still meeting U.S. regulatory expectations.

In terms of market impact, this integration may increase the practical use case of TRON based USDT, especially for companies seeking regulated payment options in the United States. By leveraging TRON's vast USDT base, Polygon's "open money stack" has access to a deeper pool of stablecoin liquidity without requiring users to migrate to other chains.

For the broader stablecoin market, the move highlights the trend of infrastructure providers continuing to build bridges between blockchain liquidity and traditional banking systems. If adoption rates rise accordingly, this will support higher trading volumes associated with real-world payments rather than speculative trading, thereby consolidating stablecoins 'role as a settlement tool and complementing their role in the crypto market.

The integration of TRON is another milestone in Polygon's efforts to position its "open money stack" as the connecting layer between stablecoin liquidity and regulated finance. The long-term impact will depend on whether businesses and payment providers seek compliance access to and adopt USDTs held on TRON.

FAQs

What is Polygon's "open money stack"?

It is an infrastructure built by Polygon to connect stablecoins on the blockchain network with regulated payment systems, supporting functions such as payment and settlement.

Why is it important to increase support for TRON?

TRON holds a large portion of global USDT liquidity, estimated to be close to US$94 billion, which allows this integration to have access to a large amount of stablecoin liquidity.

Does this mean that TRON and Polygon are merging operations?

No. The two networks remain separate blockchains; the integration is to link their stablecoin flows through Polygon's payment infrastructure, rather than merge their systems.

In this context, what is a regulated U.S. payment track?

They refer to banks and payment channels that comply with U.S. financial regulations, including identification and settlement standards, which is different from open blockchain transfers.