XRP账本扩展机器对机器支付角色,AI代理接入新集成
随着开发者获得专为AI代理设计的新集成访问权限,XRP账本(XRPL)在机器对机器(M2M)支付领域的角色正在不断扩展。XRP账本基金会(XRPL Foundation)在X平台宣布,通过最新版本的XRPL AI Starter Kit,XRPL现已支持“开放钱包标准”(Open Wallet Standard),并成为Tempo和Stripe开发的机器支付协议(Machine Payments Protocol)的结算选项。
融入开放钱包标准
此次更新为开发者提供了将AI代理与基于XRPL的钱包及支付系统连接的新途径,同时确保XRP始终处于支付流程的核心位置。XRPL AI Starter Kit v1.1版本支持“开放钱包标准”,这是一项跨多个区块链网络提供通用钱包接口的开放规范。
该标准使用单一的加密金库进行钱包存储,允许代理通过通用接口请求签名。在支持XRPL的情况下,开发者可以创建一个OWS钱包,使其同时派生出XRPL地址及其他支持网络的地址。这种方法的创新之处在于,它消除了开发者为每个区块链创建独立密钥管理系统的必要性。代理可以通过与其他支持网络相同的策略控制接口,访问XRPL的签名能力。
The update also includes documentation guidelines for creating an OWS-based XRPL wallet, connecting it to an AI agent, and completing signature payments without exposing the original private key to the agent.
XRP becomes a settlement option for machine payment protocols
The latest Starter Kit also adds XRPL support to machine payment protocols. This is an open standard co-written by Tempo and Stripe that aims to enable HTTP-based payments between proxies and online services.
Under the agreement, service providers can return a 402 payment request with a specified price. The agent then obtains access to the requested resource after authorizing the payment. Currently, XRPL supports single MPP payments using XRP, IOU (Trusted Issuance) and MPT (Multiple Tokens). Relevant technical articles point out that these payments can be settled on XRPL in 3 to 5 seconds and the fee is less than one cent. In addition, the application of Deterministic finality also provides clear confirmation results for applications, avoiding the need to deal with fuzzy pending states.
Payment channel enables streaming transactions
This integration also supports session payments through the XRP ledger payment channel. Instead of recording each individual service interaction as a separate transaction, an agent can open a payment channel and issue a signing certificate as the service is consumed. Service providers can verify these credentials locally and settle the cumulative amount through on-chain transactions at the end of the session. According to the article, the entire session only requires two on-chain transactions: one to open the channel and the other to close the channel.
Starter Kit还引入了xrpl-mpp-sdk,负责处理受支持支付模式的402挑战-响应过程、凭证签名和会话管理。此外,通过XLS-93d标准,稳定币对支付通道会话的支持也在开发中。
v1.1版本进一步增加了xrpl-up,这是一个供开发者使用的本地测试环境,同时还包含用于自主交易应用的XRPL去中心化交易所(DEX)交易技能。
XRP账本基金会的公告表明,围绕AI支付的开发者推动力正在扩大,XRP作为支付通道会话的主要资产,正通过与新兴的钱包和机器支付开放标准的连接,深化其在生态系统中的地位。

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