Sam Altman支持的比特币保险公司获得额外融资

专注比特币的百慕大寿险公司获3750万美元融资，总筹资额突破1.8亿美元

与此同时，一家总部位于百慕大、完全专注于比特币领域的保险公司宣布，已从现有投资者处获得3750万美元的新轮融资，使其累计融资总额超过1.8亿美元。据该公司声明，此轮由Bain Capital Crypto领投，Haun Ventures、Framework Ventures、Pantera Capital、Apollo、Northwestern Mutual Future Ventures以及Morgan Creek Digital等机构参与投资。

该公司表示，此次融资正值其比特币人寿保险产品的国际需求上升之际——尤其是在亚洲、欧洲和中东地区。在全球宏观经济充满不确定性的背景下，尽管高净值投资者的比特币持仓量有所增长，但Meanwhile指出，许多家庭仍缺乏将此类财富合规传递给继承人的机制。

核心要点

• Meanwhile在新一轮融资中从现有投资者处筹集了3750万美元，使总融资额超过1.8亿美元。
• 该轮投资由Bain Capital Crypto领投，Haun Ventures、Framework Ventures、Pantera Capital、Apollo等机构跟投。
• 保险公司称，国际市场对受监管的比特币人寿保险的需求正在扩大，特别是在亚洲、欧洲和中东地区。
• 早在2026年初，Meanwhile推出了“BTC Life 1-Pay”，这是一款面向非美国高净值客户的终身寿险产品。
• 保单结构可支持通过个人、信托或公司持有所有权的方式，从而助力遗产规划。

为何纯比特币保险公司能吸引资本？

与大多数加密货币相关金融产品不同，Whilewill（注：此处指代Meanwhile）的核心卖点在于承保和保险包装服务，而非代币交易或托管服务。公司在公告中强调，已持有比特币的家庭需要一种“受监管的方式来传承资产”，这表明该产品旨在解决遗产规划中的实际空白。

首席执行官兼联合创始人Zac Townsend表示，越来越多的经纪人主动联系该公司，因为客户持续寻求将比特币整合到继承和遗产规划中的解决方案。公司补充道，新获得的资金旨在帮助其跟上这一需求的增长步伐。

从BTC 10-Pay到BTC Life 1-Pay的产品扩张

产品扩张是Meanwhile战略的核心。2026年初，该公司推出了“BTC Life 1-Pay”，这是一项针对美国以外高净值客户的单次缴款终身寿险。Meanwhile将其描述为继“BTC 10-Pay”之后的第二条产品线，后者专为美国纳税人量身定制。

Both products revolve around the same core idea-using Bitcoin in life insurance structures. However, the company's new products are specifically targeted at international customers. By designing policies for non-U.S. markets, Meanwhile has effectively narrowed the geographical scope of its compliance and distribution methods while serving a growing group of customers who view Bitcoin as part of long-term wealth.

Ownership flexibility is also one of its established characteristics: policies can be held by individuals, trusts or companies. This is critical to estate planning because it allows holders to align their bitcoin-related arrangements with the way they manage legacy assets, beneficiary structures and administrative control.

Signals of underwriting ability

In addition to the financing news, the statement also includes an update on performance. Insurance companies said their net long-term underwriting income has exceeded the total reported last year and is expected to more than double in 2026. Although the company did not provide specific numbers, this change in direction is noteworthy because it means policy growth and/or underwriting economics are improving as its international business expands.

Investors and potential policyholders are likely to watch closely whether this trend continues into the second half of 2026, especially given the volatility and regulatory complexity typically associated with financial products linked to Bitcoin.

Broader trends: Crypto insurance and protection services

Meanwhile's financing is also placed in a broader context where insurance and protection layers for digital assets are being actively developed. Previously, Cointelegraph reported in June that WTW, a global insurance broker and risk consulting company, had acquired the crypto insurance platform Redefine. Reported that this is a digital asset protection service that covers costs associated with forensic investigation, asset tracking and legal recovery after theft or loss.

Cointelegraph points out that Redefine's approach allows individuals and institutions to purchase digital asset insurance that covers different custody arrangements, using cryptographic proof of ownership to help verify the insured assets.

While Meanwhile focuses on life insurance and estate planning, the parallel with Redefine/Winter's move highlights the growing consensus in the traditional insurance community that crypto risks are not limited to price fluctuations, but also include custody challenges, asset loss events, and legal recovery costs-areas where insurance companies and brokers are building increasingly specialized products.

The next signal to watch for readers following the field is whether Meanwhile can maintain its reported underwriting progress in 2026 and how its international policy distribution can evolve-especially as regulators and insurance companies continue to refine how to handle Bitcoin within the mainstream financial framework.