Reviewing encrypted agents: The next golden trend

DeFi（去中心化金融）在2020年曾掀起一股热潮，吸引了大量新用户进入加密世界，但随后行业并未出现同样的大规模爆发。如今，有观点认为，AI代理人可能成为下一个推动行业发展的重要趋势。它们可以让加密货币和DeFi更易操作，降低入门门槛，让更多人参与其中。通过具体应用场景，AI代理人有望让数字金融更加智能化和便捷，为整个行业带来新的增长机会。

代理人是加密领域所需要的

除了比特币($BTC)正逐渐成为“新黄金”和数字价值储存手段外，其余的区块链技术一直在努力实现期待已久的大规模采用。

正如引言中所述，自从 DeFi 诞生以来，我们还没有迎来另一次大规模用户涌入的时刻。但是，如果非要找出在过去几个月表现良好的类别，它们是：

稳定币：以 $USDT 和 $USDC 等中心化解决方案赢得竞争。

预测市场：由 @Polymarket 和 @Kalshi 占据主导地位。

这些产品为何以及如何达到一定程度的采用，将有助于我们理解为什么加密领域需要代理人。

Stablecoins have a clear value proposition: they offer a digital version of the US dollar, accessible to everyone around the world. What’s more, obtaining them is extremely easy. Today, solutions for depositing fiat money are ubiquitous, and stablecoins can even be used as savings accounts within mobile applications.

The situation in prediction markets is similar. If you’ve used these tools before, you’ll realize that they function like traditional Web2 applications. There are no need for complex wallets, no complicated on-chain transactions, and no charges related to blockchain operations. simplicity is key.

Solutions that make cryptocurrencies accessible to everyone—by using AI agents to simplify the user experience (UX)

“DeFi should be a financial tool for everyone. Open, permissionless, fair… But that’s not what DeFi will look like in 2025.”

A term that became popular a few months ago was “AgentFi”. This refers to a series of on-chain financial products that use agents to streamline processes.

For example, a stablecoin agent could transfer your $USDC across different blockchains, ensuring that you always get the best annual yield possible.

Another example? An AI agent could analyze on-chain trends, community sentiment, token distribution, and technical analysis to help traders find optimal returns above market averages.

If we want to achieve widespread adoption, we must simplify the crypto world. And we can do this by having AI agents handle some of the complexity.

AgentFi – The Top Projects in the Field

“If you continue to operate manually, you will fail.” Humans are simply not suited for working in the market 24/7. Agents are the right choice. The sooner you accept this, the more profitable you will be.

Based on this concept, I would like to introduce you to the top projects in the AgentFi field, categorized by the use cases they aim to address:

Stablecoin agents achieve passive APY

Use case: Imagine an agent that manages your stablecoins and deploys them across different protocols and blockchains whenever new earning opportunities arise.

Top projects:

@ZyfAI_: Its multi-chain stablecoin agent can move stablecoins autonomously across Arbitrum and Base, optimizing APY rates, even reaching +15% APY.

@SaildotMoney: Another multi-chain stablecoin agent operating on Base and Arbitrum. Its unique feature is that it can distribute your stablecoins across different protocols.

@gizatechxyz: One of the pioneers in this field, the first platform capable of managing institutional capital. They offer a fixed 15% APY to all users who deposit $USDC.

@yieldseekerxyz: An agent that manages your $USDC on Base and provides passive APY. Currently, they are distributing rewards to all depositor users, so you can also “farm” potential airdrops.

Creating complex DeFi strategies through AI agents

Example: What if you could use AI agents to automate complex trading and DeFi strategies?

Top projects:

@symphonyio: A framework that allows users to create “Agent Vaults”, where agents can execute various on-chain strategies. Currently being tested on @monad.

@HeyAnonai: An integrated terminal that enables users to communicate with AI agents and automate complex on-chain processes, from trading to DeFi LP strategies.

@almanak: Just released the Strategy Builder tool, allowing users to create autonomous trading or LP strategies.

@glider_fi: A DeFi investment portfolio automation tool that uses AI to help users create personalized investment indices, such as the “Big Five” strategy ($BTC, $ETH, $SOL, $XRP, and $DOGE).

AI agents as trading partners

Example: Trading is one of the most important applications in the crypto world. AI agents can help improve success rates and enhance the overall trading experience.

Top projects:

@Velvet_Capital： 一个交易终端，具有不同的 AI 功能，帮助交易者完成从研究到执行的整个过程。

@Cod3xOrg： 如果你已有一个坚定的交易信念，它很棒。你提示你的交易论点，代理人会提供洞察，甚至可以基于此自主操作。

@modenetwork： 发布了 Mode 的 AI 交易代理人，这是 100% 自主为你交易的实体。你只需决定允许代理人交易哪些市场、最大杠杆，然后将稳定币存入代理人钱包。

@FigmentTrade： 一个新的框架，允许任何人在几分钟内创建自主交易代理人。有趣的是，代理人开始交易后，会不断分享每次交易背后的原因，解决了交易代理人作为“黑箱”运行的信任问题。

预测代理人助你更好投注

用例： 类似于交易代理人，预测代理人帮助用户做出更好的预测，甚至完全自动化整个过程。

顶级项目：

@sire_agent： 一个自主投注不同体育市场的预测代理人。部署以来，其胜率保持在 55-58%。

@polybroapp: Just like ChatGPT for prediction markets – you can ask it to analyze any prediction, and it will provide you with percentages of various outcomes.

@SemanticLayer: The first framework that allows agents to trade autonomously using the x402 standard on Polymarket. Currently, it’s being evaluated as the best AI model for use in prediction markets (@grok is winning).

@aixbet_ai: A prediction terminal that provides high-quality, AI-driven insights across various markets. It tracks emotions, capital flows, and other indicators.

It tracks the entire AgentFi field.

The above are just a small portion of all the agents currently available. Over the past few months, I’ve created a spreadsheet that tracks all agents and categorizes them based on their uses.