在稳定币竞争愈发激烈的背景下,Ripple推出的美元稳定币RLUSD仅用一年时间便跻身主流阵营,市值和链上流通规模快速放大。依托合规框架与银行级结算网络,RLUSD正被更多机构用于跨境支付与企业清算场景。随着全球对合规稳定币需求上升,RLUSD的扩张正在改变企业使用加密货币管理流动性的方式,也为稳定币格局带来新的变量。

Ripple标志着RLUSD从零到前五名美元稳定币的一年攀升
由于Ripple在社交媒体平台X上于12月17日分享其美元稳定币完成第一年的快速增长,监管动能和全球市场上迅速扩大的机构整合,Ripple USD(RLUSD)的看涨情绪加速。
Ripple稳定币高级副总裁Jack McDonald在社交媒体平台X上表示:
我很高兴庆祝RLUSD一周年纪念日–我们在创纪录的时间内从0迅速攀升至前五名美元稳定币。
他强调了规模和需求,并表示:“突破10亿美元里程碑:RLUSD在11月正式突破10亿美元市值——这是受监管的稳定币领域中最快的增长之一。信任的需求是真实的。”
McDonald还强调了监管定位,写道:“合规优先:OCC有条件批准了Ripple的国家信托银行执照。通过将联邦监管与我们的NYDFS许可相结合,我们正在建立企业级稳定币的黄金标准。”
His post outlined the fundamentals of this initiative, including BNY’s role as a reserve custodian and the certification provided by Deloitte. RLUSD serves as a 24/7 liquidity platform, enabling tokenized funds like those managed by Blackrock’s BUIDL and Vaneck’s VBILL to be securitized. He also discussed other integrations with institutions such as DBS and Franklin Templeton, the facilitation of repurchase transactions for tokenized money market funds, regulatory recognition in Dubai and Abu Dhabi, and the multi-chain expansion of RLUSD to Optimism, Base, Ink, and Unichain through Wormhole’s NTT standards. McDonald concluded:
There’s no doubt that this is a year for stablecoins. I can’t wait to see what 2026 has in store.
Ripple highlighted this milestone, saying, “RLUSD has had an incredible year!” Reece Merrick, Ripple’s Southeast Asia and Africa manager, added, “It’s a great year… We’re well-prepared for another incredible year in 2026.”
Brad Garlinghouse, Ripple’s CEO, mentioned his previous prediction on television. He shared on X, “On Bloomberg TV in March, I predicted that RLUSD would become one of the top five USD-stablecoins by the end of the year (at a time when many people in the industry were still wondering whether the world needed another stablecoin).” His statement emphasized how regulatory alignment, institutional custody, and the integration of tokenized assets will reshape the competition in the stablecoin market as more companies adopt these technologies.
Frequently Asked Questions
● Why is RLUSD gaining positive momentum?
In less than a year, RLUSD managed to achieve a market value of over $1 billion. It also successfully completed major regulatory and institutional integrations.
● How does Ripple position RLUSD as a regulated stablecoin?
Ripple has leveraged the conditional approval from OCC along with the licenses granted by NYDFS to strengthen regulatory oversight at both federal and state levels.
● Which institutions are supporting RLUSD?
BNY, Deloitte, Blackrock, Vaneck, and Securitize are among the key partners involved in integrating RLUSD into various ecosystems.
● Which blockchains support the expansion of RLUSD?
RLUSD utilizes Wormhole’s NTT standards to enable multi-chain access on Optimism, Base, Ink, and Unichain blockchains.

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