用科技弥合差距:Solape Akinpelu 与 HerVest 赋能非洲女性财富之路
对于许多非洲女性而言,积累财富的最大障碍并非缺乏雄心壮志,而是“准入”问题——即获取合适金融工具、信贷、投资机会以及关键信息的渠道。Solape Akinpelu 正致力于利用科技来缩小这一鸿沟。
作为专注于改善非洲女性金融可及性的金融科技公司 HerVest 的首席执行官兼联合创始人,Akinpelu 基于女性面临的现实挑战,构建数字金融解决方案。通过 HerVest,女性可以访问储蓄、影响力投资和信贷融资服务;同时,小农户女农民和由女性领导的企业得以连接至支持其成长的融资机会。
如今,HerVest 拥有超过 10 万名会员,这反映了市场对专为女性设计的金融服务日益增长的需求。
Akinpelu 在科技与金融包容性领域的工作远不止于 HerVest。她是一位科技商业领袖、性别金融专家以及畅销书作家。她担任“全球女性科技运动”(Women in Tech Global Movement)的全球营销联合主席,并出任该组织尼日利亚国家经理。此前,她曾担任英尼日商会技术委员会主席,促进了尼日利亚与英国之间的技术贸易与投资。她还担任尼日利亚总统妇女与女童经济赋权高级别咨询委员会成员,并在尼日利亚中央银行(CBN)性别委员会任职,为《推进女性金融包容性框架》的制定贡献力量。
Akinpelu 拥有金融营销背景,曾担任尼日利亚投资与财富管理集团 Meristem 的市场营销主管。她是认证金融教育讲师,同时也是美国个人理财演讲者协会及英国特许市场营销学会的成员。
除了金融科技与营销领域的工作外,她还是备受推崇的性别金融与女性经济赋权演讲嘉宾。此外,她还是畅销个人理财书籍《剥离:非洲女性建立代际财富指南》(Stripped: An African Woman’s Guide to Building Generational Wealth)的作者,该书旨在帮助非洲女性建立并维持财富。
Solape Akinpelu 的个人问答
1. 用一句话概括你的早晨
我的早晨是安静反思、规划日程、关注重要事项以及进入工作状态的一种混合体。
2. 描述你的设备配置
我主要使用高性能笔记本电脑处理任务、沟通、演示文稿制作、研究和虚拟会议。当我离开电脑时,则使用智能手机进行通讯、管理邮件以及访问重要的工作应用程序。
3. 工作中最常用的科技工具/应用是什么?
Microsoft Teams、Google Meet、Outlook 和 PowerPoint。
4. 当你需要灵感时,你会做什么?
我会阅读,与有趣的人交谈,并留出时间远离喧嚣进行思考。看到女性建设、创造并克服困境的过程也给了我极大的灵感。有时,从工作中抽身,单纯观察人们如何应对日常生活,能给我带来最好的创意。
5. 你每天离不开哪款移动应用?
我无法离开 WhatsApp。它让我与团队、家人、合作伙伴以及更广泛的 HerVest 社区保持联系。我的一天充满了对话、协作和联络,而 WhatsApp 让这一切变得无缝顺畅。
6. 你希望有人创造出什么样的科技解决方案?
我希望有一款专为非洲女性设计的真正智能的财务伴侣。它能理解你的收入、支出模式、财务目标和人生阶段,并主动帮助你做出更好的财务决策。这不仅是一个展示数字的应用程序,而是一个真正理解你的财务旅程并引导你走向更大财务安全的助手。
7. If you had unlimited time and money, what problems would you solve?
I will address financial inequality, especially for African women. I want every woman, no matter where she is or how much she earns, to have the knowledge, tools, capital, and opportunities she needs to build a financially safe life. I believe that financial security gives women greater freedom of choice, allowing them to support their families and shape their communities.
8. Which female tech figure inspires you most?
Ngozi Okonjo-Iweala。I admire her ability to operate at the highest level of global leadership while always deeply committed to Africa's development. Her resilience, wisdom and ability to create large-scale impact inspire me. She reminded me that African women can sit at any negotiating table or build the tables we need.
9. Which profound words inspire you most?
"If you want to walk fast, go alone; if you want to walk far, go together." This sentence reminds me that meaningful change is rarely done by one person. The big problems we solve require collaboration, a shared vision, and people willing to build together.
10. Which female tech figures would you like to read trivia (cold knowledge/anecdotes) about?
I would love to read anecdotes about African women who have quietly changed the world through technology, including those who have started start-ups, created solutions to daily problems, broken down barriers, and opened doors for the next generation. I especially like those who transcend the achievement itself and share stories of the challenges, failures, and decisive moments that shaped their journey.

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