Gate launches Gate Money, a new financial services gateway that connects assets, funds and payments

Hong Kong, October 7, 2026

In the keynote speech at the TOKEN2049 conference, Gate founder and CEO Dr. Han Changhui officially announced the launch of Gate Money. Gate Money takes "One Gate, Everything Finance" as its core concept and relies on Gate's existing diversified financial service system to create a globally integrated financial platform. By connecting digital assets, stocks, payments and asset management to the same account, the seamless connection of asset holding, receiving, transfer, payment, redemption and interest-earning functions is achieved, marking Gate's shift from digital asset trading to a broader financial services field. Strategic extension. Users only need to update the Gate App to version 8.39.0 to activate Gate Money with one click.

Diversified assets, one-stop management

Gate Money supports users to hold multiple fiat currencies and digital assets in the same account system, and provides a unified asset balance and fund flow view. The platform supports deposit and withdrawal of legal currency, as well as online recharge and transfer. Fiat accounts can be managed independently by currency. Eligible users can also upgrade to obtain bank accounts with the same name, which is convenient for using personal account information to collect and withdraw funds, providing great convenience for daily and cross-border fund flows.

On this basis, Gate has provided trading access for traditional financial assets (such as stocks) and continues to expand the asset classes it supports. For users holding different types of assets, Gate Money integrates various services through a clearer account structure, making asset and fund management more centralized and convenient.

Connect global payments and empower daily consumption

Gate Money further deeply integrates daily payment experience with account functions. Through Gate Card, users can use fiat or digital assets for online and offline consumption, and support digital wallets such as Apple Pay and Google Pay. In some countries and regions, users can also enjoy ATM cash withdrawal and local QR code payment services to adapt to payment habits in different markets.

Whether it is online shopping or offline consumption in physical stores, users can choose the payment method that best suits their needs, making the assets in the account more easily integrated into daily life scenarios.

Flexible configuration to expand asset possibilities

In addition to asset holding and payment functions, Gate Money also provides services such as "Convert" and "Earn". The "Exchange" function allows users to freely convert between different assets; the "Earning Income" function provides a variety of financial management and interest-earning products. Eligible balances (such as USDT) can have an annualized rate of return of 3.6% without a lock-in period, allowing users to obtain additional income while maintaining liquidity.

For assets that need to remain liquid, users can convert on demand at any time; for temporarily idle funds, users can choose appropriate interest-bearing options based on product terms, so as to manage and use funds more flexibly.

Expand financial services to cover more real-life scenarios

Gate Money integrates Gate's product capabilities in the fields of digital assets, stocks, payments and asset management, concentrating asset holding, fund receiving, transfer, payment, redemption and interest earning functions into a single account. This further strengthens the intrinsic connection between asset management, capital flow and daily consumption within the Gate platform.

From cash and digital assets to stocks and other financial products, from asset management to daily consumer expenditures, Gate Money brings together a wider range of financial needs into a one-stop platform, promoting the service model from pure transactions and Asset management extends to payments, fund management and daily financial needs, further broadening Gate's financial service boundaries.

Global Compliance Framework and Financial Infrastructure

In terms of global financial services capabilities, Gate continues to build a compliance foundation covering multi-asset services, capital flow and payment scenarios through financial, payment and virtual asset licenses and authorizations obtained in key jurisdictions, providing Gate Money with solid underlying financial infrastructure support.

Gate's entities have obtained MiCA Cryptographic Asset Service Provider (CASP) licenses and PSD2 Payment Institution licenses in Malta; obtained fully licensed virtual asset service provider (VASP) operating licenses issued by VARA in Dubai; and registered as digital currency exchange service providers in AUSTRAC in Australia. In addition, Gate conducts business in key markets such as Japan through local compliance entities, covering 81 regulated jurisdictions around the world. These qualifications cover areas such as crypto asset trading and custody, digital currency services and payments, laying a solid compliance foundation for Gate Money to connect with multiple asset management, fiat accounts, fund receipt and payment, and daily payments.

At the same time, Gate has established partnerships with a number of international payment institutions, banks, custodians and clearing institutions. Its business covers multiple financial service areas such as payment, funds, asset custody and clearing, providing basic support for cross-market business operations.

As various assets are increasingly integrated into payment and daily consumption scenarios, Gate will continue to optimize relevant products and services to provide users with a more convenient and flexible financial experience. By further opening up the needs of digital assets, traditional finance and daily finance, Gate is committed to exploring the innovative possibilities of financial service models.